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Single Family ResidenceResidential
$795,085$539 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Jul 31, 1998

1148 RACHEL CIR

ESCONDIDO, CA 92026
3
Beds
2.5
Baths
1,475 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$795K
$767K low$823K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jul 31, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$425,491
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$340,393
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$243,050
WASHINGTON MUTUAL BANK · recorded Jun 8, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,544
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,955 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$271,807 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,721
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,086
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$266,479

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
24
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.11
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Springs Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
H
Escondido High SchoolC+
High · Grades 9–12 · 1.3 mi
M
Rincon Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi

District: Escondido Union High School District

Neighborhood · ZIP 92026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.206

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.52,940
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,462 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,041
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,706
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1148 Rachel Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 85% of homes in Escondido 92026
  • Bigger than 78% of homes in Escondido 92026
  • Has a smaller lot than 97% of homes in Country Club
  • Newer than 73% of homes in Country Club

What homes are worth in Escondido 92026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$326K$1.6M

This home is worth more than 47% of homes in Escondido 92026.

How it measures up in Escondido 92026

The dot is this home. The mark in the middle is the typical home in Escondido 92026.

Estimated value$795,085
CheaperTypical $809,391Pricier

Pricier than 47% of homes nearby

Price per ft²$539
CheaperTypical $461Pricier

Pricier than 85% of homes nearby

Living area1,475 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.11 ac
SmallerTypical 0.52 acBigger

Bigger than 31% of homes nearby

Year built1990
OlderTypical 1986Newer

Newer than 59% of homes nearby

How 1148 Rachel Cir ranks against every home in each area.
MeasureThis homeCountry ClubEscondido 92026San Diego County
Estimated valuepricier than$795,08540% of homes47% of homes40% of homes
Price per ft²pricier than$53979% of homes85% of homes43% of homes
Living areabigger than1,475 ft²30% of homes78% of homes49% of homes
Lot sizebigger than0.11 ac3% of homes31% of homes8% of homes
Year builtnewer than199073% of homes59% of homes64% of homes

About 1148 Rachel Cir

How much is 1148 Rachel Cir, Escondido, CA worth?

The TopHap Estimate for 1148 Rachel Cir, Escondido, CA is $795,085 as of Jul 14, 2026. The likely range is $766,777 to $823,393. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1148 Rachel Cir, Escondido, CA last sell?

1148 Rachel Cir, Escondido, CA last sold on Jul 31, 1998 for $170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1148 Rachel Cir, Escondido, CA?

1148 Rachel Cir, Escondido, CA has 3 bedrooms, 2.5 bathrooms, 1,475 square feet of living space and a 0.11-acre lot.

When was 1148 Rachel Cir, Escondido, CA built?

1148 Rachel Cir, Escondido, CA was built in 1990, making it 36 years old.

What schools serve 1148 Rachel Cir, Escondido, CA?

1148 Rachel Cir, Escondido, CA is assigned to Rock Springs Elementary School (elementary), rated C-; Escondido High School (high), rated C+; Rincon Middle School (middle), rated C-. All sit in Escondido Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1148 Rachel Cir, Escondido, CA compare to other homes in Escondido 92026?

Among the 41,388 homes in Escondido 92026, it is worth more than 47% of them ($795,085 against a typical $809,391), its price per square foot is higher than 85% of them ($539 against a typical $461), it is bigger than 78% of them (1,475 ft² against a typical 1,395 ft²), its lot is bigger than 31% of them (0.11 ac against a typical 0.52 ac) and it is newer than 59% of them (1990 against a typical 1986). Measured against all of San Diego County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1148 Rachel Cir, Escondido, CA?

The 2025 property tax bill for 1148 Rachel Cir, Escondido, CA was $2,955. The county assessed it at $271,807.

Closest homes

More homes in Escondido 92026

Assigned schools

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