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Single Family ResidenceResidential
$471,290$347 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $237,000 on Oct 11, 2005

1148 RIVER BAY LN

CHARLESTON, SC 29492
0
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$471K
$424K low$518K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,000 · Oct 11, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,280
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,424
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,500
CALIBER HM LOANS · recorded Nov 2, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,510
CALIBER HOME LOANS INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,895 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,596
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,299
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,906
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$412,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
Lot (acres)The size of the land the home sits on, from county records.0.20
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 94 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Philip Simmons High SchoolB+
High · Grades 9–12 · 0.7 mi
M
Philip Simmons Middle SchoolA-
Middle · Grades 5–8 · 1.2 mi
E
Philip Simmons Elementary SchoolB+
Elementary · Grades PK–4 · 1.2 mi

District: Berkeley County School District

Neighborhood · ZIP 29492These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.363

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.44%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,008
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1148 River Bay Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Charleston 29492
  • Costs more per square foot than 91% of homes in Berkeley County
  • Smaller than 85% of homes in Charleston 29492
  • Older than 82% of homes in Charleston 29492

What homes are worth in Charleston 29492

Each bar is how many homes fall in that price range. The marker is this home.

This home
$337K$5.1M

This home is worth more than 11% of homes in Charleston 29492.

How it measures up in Charleston 29492

The dot is this home. The mark in the middle is the typical home in Charleston 29492.

Estimated value$471,290
CheaperTypical $1,133,583Pricier

Pricier than 11% of homes nearby

Price per ft²$347
CheaperTypical $489Pricier

Pricier than 18% of homes nearby

Living area1,360 ft²
SmallerTypical 2,476 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.2 ac
SmallerTypical 0.18 acBigger

Bigger than 59% of homes nearby

Year built2003
OlderTypical 2008Newer

Newer than 18% of homes nearby

How 1148 River Bay Ln ranks against every home in each area.
MeasureThis homeCharleston 29492Berkeley County
Estimated valuepricier than$471,29011% of homes73% of homes
Price per ft²pricier than$34718% of homes91% of homes
Living areabigger than1,360 ft²15% of homes23% of homes
Lot sizebigger than0.2 ac59% of homes45% of homes
Year builtnewer than200318% of homes29% of homes

About 1148 River Bay Ln

How much is 1148 River Bay Ln, Charleston, SC worth?

The TopHap Estimate for 1148 River Bay Ln, Charleston, SC is $471,290 as of Jun 23, 2026. The likely range is $424,161 to $518,419. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1148 River Bay Ln, Charleston, SC last sell?

1148 River Bay Ln, Charleston, SC last sold on Oct 11, 2005 for $237,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1148 River Bay Ln, Charleston, SC?

1148 River Bay Ln, Charleston, SC has 1,360 square feet of living space and a 0.20-acre lot.

When was 1148 River Bay Ln, Charleston, SC built?

1148 River Bay Ln, Charleston, SC was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 1148 River Bay Ln, Charleston, SC?

1148 River Bay Ln, Charleston, SC is assigned to Philip Simmons High School (high), rated B+; Philip Simmons Middle School (middle), rated A-; Philip Simmons Elementary School (elementary), rated B+. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1148 River Bay Ln, Charleston, SC compare to other homes in Charleston 29492?

Among the 7,006 homes in Charleston 29492, it is worth more than 11% of them ($471,290 against a typical $1,133,583), its price per square foot is higher than 18% of them ($347 against a typical $489), it is bigger than 15% of them (1,360 ft² against a typical 2,476 ft²), its lot is bigger than 59% of them (0.2 ac against a typical 0.18 ac) and it is newer than 18% of them (2003 against a typical 2008). Measured against all of Berkeley County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1148 River Bay Ln, Charleston, SC?

The 2025 property tax bill for 1148 River Bay Ln, Charleston, SC was $4,194. The county assessed it at $12,895.

Closest homes

More homes in Charleston 29492

Assigned schools

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