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Single Family ResidenceResidential
$760,222$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on Jul 9, 2021

115 CEDAR ROCK LN

MOUNT GILEAD, NC 27306
4
Beds
3
Baths
3,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$760K
$613K low$908K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Jul 9, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.129%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$880,000
UWHARRIE BANK · recorded Dec 7, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$844,699 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$300,095
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$544,604
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$844,699
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$844,699

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.1.19
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Gilead Elementary SchoolD-
Elementary · Grades PK–5 · 7.2 mi
M
West Middle SchoolB
Middle · Grades 6–8 · 8.4 mi

District: Montgomery County Schools

Neighborhood · ZIP 27306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,561
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,255
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Cedar Rock Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Mount Gilead 27306
  • Costs more per square foot than 74% of homes in Montgomery County
  • Bigger than 95% of homes in Montgomery County
  • Has a bigger lot than 74% of homes in Mount Gilead 27306
  • Among the newest homes in Montgomery County

What homes are worth in Mount Gilead 27306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$1.2M

This home is worth more than 92% of homes in Mount Gilead 27306.

How it measures up in Mount Gilead 27306

The dot is this home. The mark in the middle is the typical home in Mount Gilead 27306.

Estimated value$760,222
CheaperTypical $147,016Pricier

Pricier than 92% of homes nearby

Price per ft²$226
CheaperTypical $154Pricier

Pricier than 69% of homes nearby

Living area3,360 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 94% of homes nearby

Lot size1.19 ac
SmallerTypical 0.46 acBigger

Bigger than 74% of homes nearby

Year built2023
OlderTypical 1979Newer

Newer than 98% of homes nearby

How 115 Cedar Rock Ln ranks against every home in each area.
MeasureThis homeMount Gilead 27306Montgomery County
Estimated valuepricier than$760,22292% of homes92% of homes
Price per ft²pricier than$22669% of homes74% of homes
Living areabigger than3,360 ft²94% of homes95% of homes
Lot sizebigger than1.19 ac74% of homes67% of homes
Year builtnewer than202398% of homesalmost all homes

About 115 Cedar Rock Ln

How much is 115 Cedar Rock Ln, Mount Gilead, NC worth?

The TopHap Estimate for 115 Cedar Rock Ln, Mount Gilead, NC is $760,222 as of Jul 14, 2026. The likely range is $612,517 to $907,927. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Cedar Rock Ln, Mount Gilead, NC last sell?

115 Cedar Rock Ln, Mount Gilead, NC last sold on Jul 9, 2021 for $180,000, according to the county's recorded deed.

How big is 115 Cedar Rock Ln, Mount Gilead, NC?

115 Cedar Rock Ln, Mount Gilead, NC has 4 bedrooms, 3 bathrooms, 3,360 square feet of living space and a 1.19-acre lot.

When was 115 Cedar Rock Ln, Mount Gilead, NC built?

115 Cedar Rock Ln, Mount Gilead, NC was built in 2023, making it 3 years old.

What schools serve 115 Cedar Rock Ln, Mount Gilead, NC?

115 Cedar Rock Ln, Mount Gilead, NC is assigned to Mount Gilead Elementary School (elementary), rated D-; West Middle School (middle), rated B. All sit in Montgomery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Cedar Rock Ln, Mount Gilead, NC compare to other homes in Mount Gilead 27306?

Among the 4,844 homes in Mount Gilead 27306, it is worth more than 92% of them ($760,222 against a typical $147,016), its price per square foot is higher than 69% of them ($226 against a typical $154), it is bigger than 94% of them (3,360 ft² against a typical 1,508 ft²), its lot is bigger than 74% of them (1.19 ac against a typical 0.46 ac) and it is newer than 98% of them (2023 against a typical 1979). Measured against all of Montgomery County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Cedar Rock Ln, Mount Gilead, NC?

The 2025 property tax bill for 115 Cedar Rock Ln, Mount Gilead, NC was $5,533. The county assessed it at $844,699.

Closest homes

More homes in Mount Gilead 27306

Assigned schools

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