Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$482,276$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $289,000 on Jun 27, 2019

115 OTTER RIVER RD

TEMPLETON, MA 01468
3
Beds
2
Baths
1,944 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$482K
$443K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$289,000 · Jun 27, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$117,276
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,821
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
TOTAL MORTGAGE SERVICES LLC · R · recorded Jun 22, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$58,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$352,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$437,095

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.unmapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Templeton Center Elementary SchoolD
Elementary · Grades KG–1 · 0.8 mi
M
Narragansett Middle SchoolC
Middle · Grades 5–8 · 1.9 mi
H
Narragansett Regional High SchoolC-
High · Grades 9–12 · 1.9 mi

District: Narragansett School District

Neighborhood · ZIP 01468These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.237 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,142
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Otter River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Templeton 01468
  • Costs less per square foot than 82% of homes in Worcester County
  • Bigger than 72% of homes in Templeton 01468
  • Has a bigger lot than 69% of homes in Worcester County
  • Newer than 71% of homes in Worcester County

What homes are worth in Templeton 01468

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$721K

This home is worth more than 65% of homes in Templeton 01468.

How it measures up in Templeton 01468

The dot is this home. The mark in the middle is the typical home in Templeton 01468.

Estimated value$482,276
CheaperTypical $431,455Pricier

Pricier than 65% of homes nearby

Price per ft²$248
CheaperTypical $277Pricier

Pricier than 31% of homes nearby

Living area1,944 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 72% of homes nearby

Lot size1 ac
SmallerTypical 1.15 acBigger

Bigger than 39% of homes nearby

Year built1988
OlderTypical 1986Newer

Newer than 56% of homes nearby

How 115 Otter River Rd ranks against every home in each area.
MeasureThis homeTempleton 01468Worcester County
Estimated valuepricier than$482,27665% of homes49% of homes
Price per ft²pricier than$24831% of homes18% of homes
Living areabigger than1,944 ft²72% of homes61% of homes
Lot sizebigger than1 ac39% of homes69% of homes
Year builtnewer than198856% of homes71% of homes

About 115 Otter River Rd

How much is 115 Otter River Rd, Templeton, MA worth?

The TopHap Estimate for 115 Otter River Rd, Templeton, MA is $482,276 as of Jul 14, 2026. The likely range is $443,473 to $521,079. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 Otter River Rd, Templeton, MA last sell?

115 Otter River Rd, Templeton, MA last sold on Jun 27, 2019 for $289,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 115 Otter River Rd, Templeton, MA?

115 Otter River Rd, Templeton, MA has 3 bedrooms, 2 bathrooms, 1,944 square feet of living space and a 1.00-acre lot.

When was 115 Otter River Rd, Templeton, MA built?

115 Otter River Rd, Templeton, MA was built in 1988, making it 38 years old. It is a cape cod home. The building has 2 stories.

What schools serve 115 Otter River Rd, Templeton, MA?

115 Otter River Rd, Templeton, MA is assigned to Templeton Center Elementary School (elementary), rated D; Narragansett Middle School (middle), rated C; Narragansett Regional High School (high), rated C-. All sit in Narragansett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Otter River Rd, Templeton, MA compare to other homes in Templeton 01468?

Among the 1,924 homes in Templeton 01468, it is worth more than 65% of them ($482,276 against a typical $431,455), its price per square foot is higher than 31% of them ($248 against a typical $277), it is bigger than 72% of them (1,944 ft² against a typical 1,568 ft²), its lot is bigger than 39% of them (1 ac against a typical 1.15 ac) and it is newer than 56% of them (1988 against a typical 1986). Measured against all of Worcester County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Otter River Rd, Templeton, MA?

The 2025 property tax bill for 115 Otter River Rd, Templeton, MA was $4,986. The county assessed it at $411,400.

Closest homes

More homes in Templeton 01468

Assigned schools

Explore the area

See this home in context

Open 115 Otter River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map