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Single Family ResidenceResidential
$463,473$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

115 RIVERGATE PL

LODI, CA 95240
2
Beds
2
Baths
1,593 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$463K
$459K low$468K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$204,000
FINANCE OF AMERICA MORTGAGE LLC · recorded Sep 22, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,000
AMERICAN BROKERS CONDUIT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,421 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,868 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,328
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,868

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakewood Elementary SchoolB-
Elementary · Grades KG–6 · 0.8 mi
H
Lodi High SchoolB
High · Grades 9–12 · 1.3 mi
M
Millswood Middle SchoolC-
Middle · Grades 7–8 · 1.5 mi

District: Lodi Unified School District

Neighborhood · ZIP 95240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.2%
PopulationHow many people live in this area.51,099
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.541 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,792
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,004
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 Rivergate Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Rivergate
  • Costs less per square foot than 65% of homes in Lodi 95240
  • Smaller than 91% of homes in Rivergate
  • Has a smaller lot than 74% of homes in Rivergate
  • Newer than 78% of homes in Lodi 95240

What homes are worth in Lodi 95240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.3M

This home is worth more than 54% of homes in Lodi 95240.

How it measures up in Lodi 95240

The dot is this home. The mark in the middle is the typical home in Lodi 95240.

Estimated value$463,473
CheaperTypical $450,050Pricier

Pricier than 54% of homes nearby

Price per ft²$291
CheaperTypical $308Pricier

Pricier than 35% of homes nearby

Living area1,593 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.13 ac
SmallerTypical 0.16 acBigger

Bigger than 27% of homes nearby

Year built1986
OlderTypical 1963Newer

Newer than 78% of homes nearby

How 115 Rivergate Pl ranks against every home in each area.
MeasureThis homeRivergateLodi 95240San Joaquin County
Estimated valuepricier than$463,4735% of homes54% of homes39% of homes
Price per ft²pricier than$29145% of homes35% of homes51% of homes
Living areabigger than1,593 ft²9% of homes60% of homes40% of homes
Lot sizebigger than0.13 ac26% of homes27% of homes26% of homes
Year builtnewer than198646% of homes78% of homes49% of homes

About 115 Rivergate Pl

How much is 115 Rivergate Pl, Lodi, CA worth?

The TopHap Estimate for 115 Rivergate Pl, Lodi, CA is $463,473 as of Jul 14, 2026. The likely range is $458,713 to $468,233. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 115 Rivergate Pl, Lodi, CA?

115 Rivergate Pl, Lodi, CA has 2 bedrooms, 2 bathrooms, 1,593 square feet of living space and a 0.13-acre lot.

When was 115 Rivergate Pl, Lodi, CA built?

115 Rivergate Pl, Lodi, CA was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 115 Rivergate Pl, Lodi, CA?

115 Rivergate Pl, Lodi, CA is assigned to Lakewood Elementary School (elementary), rated B-; Lodi High School (high), rated B; Millswood Middle School (middle), rated C-. All sit in Lodi Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 Rivergate Pl, Lodi, CA compare to other homes in Lodi 95240?

Among the 11,618 homes in Lodi 95240, it is worth more than 54% of them ($463,473 against a typical $450,050), its price per square foot is higher than 35% of them ($291 against a typical $308), it is bigger than 60% of them (1,593 ft² against a typical 1,446 ft²), its lot is bigger than 27% of them (0.13 ac against a typical 0.16 ac) and it is newer than 78% of them (1986 against a typical 1963). Measured against all of San Joaquin County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 Rivergate Pl, Lodi, CA?

The 2025 property tax bill for 115 Rivergate Pl, Lodi, CA was $2,421. The county assessed it at $228,868.

Closest homes

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Assigned schools

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