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Single Family ResidenceResidential
$47,308$43 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

115 W CUMMINGS ST

RUTHERFORD, TN 38369
1
Baths
1,107 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$47K
$30K low$64K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$47,308
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,846

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$646 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGibson
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutherford SchoolB
Elementary · Grades PK–8 · 0.4 mi
H
Gibson County High SchoolA-
High · Grades 9–12 · 7.0 mi

District: Gibson County School District

Neighborhood · ZIP 38369These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.354

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,109
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

115 W Cummings St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Gibson County
  • Costs less per square foot than 93% of homes in Gibson County
  • Smaller than 80% of homes in Gibson County
  • Has a smaller lot than 97% of homes in Rutherford 38369

What homes are worth in Rutherford 38369

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$448K

This home is worth more than 9% of homes in Rutherford 38369.

How it measures up in Rutherford 38369

The dot is this home. The mark in the middle is the typical home in Rutherford 38369.

Estimated value$47,308
CheaperTypical $129,878Pricier

Pricier than 9% of homes nearby

Price per ft²$43
CheaperTypical $91Pricier

Pricier than 10% of homes nearby

Living area1,107 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.15 ac
SmallerTypical 0.56 acBigger

Bigger than 3% of homes nearby

Year built1968
OlderTypical 1967Newer

Newer than 52% of homes nearby

How 115 W Cummings St ranks against every home in each area.
MeasureThis homeRutherford 38369Gibson County
Estimated valuepricier than$47,3089% of homes7% of homes
Price per ft²pricier than$4310% of homes7% of homes
Living areabigger than1,107 ft²22% of homes20% of homes
Lot sizebigger than0.15 ac3% of homes5% of homes
Year builtnewer than196852% of homes46% of homes

About 115 W Cummings St

How much is 115 W Cummings St, Rutherford, TN worth?

The TopHap Estimate for 115 W Cummings St, Rutherford, TN is $47,308 as of Jul 14, 2026. The likely range is $30,156 to $64,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 115 W Cummings St, Rutherford, TN last sell?

115 W Cummings St, Rutherford, TN last sold on Jan 15, 2021, according to the county's recorded deed.

How big is 115 W Cummings St, Rutherford, TN?

115 W Cummings St, Rutherford, TN has 1 bathrooms, 1,107 square feet of living space and a 0.15-acre lot.

When was 115 W Cummings St, Rutherford, TN built?

115 W Cummings St, Rutherford, TN was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 115 W Cummings St, Rutherford, TN?

115 W Cummings St, Rutherford, TN is assigned to Rutherford School (elementary), rated B; Gibson County High School (high), rated A-. All sit in Gibson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 115 W Cummings St, Rutherford, TN compare to other homes in Rutherford 38369?

Among the 839 homes in Rutherford 38369, it is worth more than 9% of them ($47,308 against a typical $129,878), its price per square foot is higher than 10% of them ($43 against a typical $91), it is bigger than 22% of them (1,107 ft² against a typical 1,440 ft²), its lot is bigger than 3% of them (0.15 ac against a typical 0.56 ac) and it is newer than 52% of them (1968 against a typical 1967). Measured against all of Gibson County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 115 W Cummings St, Rutherford, TN?

The 2025 property tax bill for 115 W Cummings St, Rutherford, TN was $646. The county assessed it at $16,950.

Closest homes

More homes in Rutherford 38369

Assigned schools

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