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Single Family ResidenceResidential
$404,798$236 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

11590 WABASH RIVER HLS

EFFINGHAM, IL 62401
0
Baths
1,718 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$405K
$348K low$462K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$275,098
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$220,078
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$71,000
WASHINGTON SAVINGS BANK · 4.5% · recorded May 14, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,700
WASHINGTON SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,856 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$113,080 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,370
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,330
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,240

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEffingham
Lot (acres)The size of the land the home sits on, from county records.1.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Effingham Junior High SchoolB-
Middle · Grades 6–8 · 2.7 mi
H
Effingham High SchoolA
High · Grades 9–12 · 2.8 mi
E
South Side Grade School
Elementary · Grades 1–2 · 3.4 mi

District: Effingham Community Unit School District 40

Neighborhood · ZIP 62401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.17,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,862
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11590 Wabash River Hls measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Effingham County
  • Costs more per square foot than 83% of homes in Effingham County
  • Bigger than 71% of homes in Effingham County
  • Has a bigger lot than 78% of homes in Effingham 62401
  • Newer than 66% of homes in Effingham 62401

What homes are worth in Effingham 62401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$769K

This home is worth more than 82% of homes in Effingham 62401.

How it measures up in Effingham 62401

The dot is this home. The mark in the middle is the typical home in Effingham 62401.

Estimated value$404,798
CheaperTypical $245,073Pricier

Pricier than 82% of homes nearby

Price per ft²$236
CheaperTypical $165Pricier

Pricier than 80% of homes nearby

Living area1,718 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.13 ac
SmallerTypical 0.43 acBigger

Bigger than 78% of homes nearby

Year built1988
OlderTypical 1976Newer

Newer than 66% of homes nearby

How 11590 Wabash River Hls ranks against every home in each area.
MeasureThis homeEffingham 62401Effingham County
Estimated valuepricier than$404,79882% of homes85% of homes
Price per ft²pricier than$23680% of homes83% of homes
Living areabigger than1,718 ft²70% of homes71% of homes
Lot sizebigger than1.13 ac78% of homes68% of homes
Year builtnewer than198866% of homes64% of homes

About 11590 Wabash River Hls

How much is 11590 Wabash River Hls, Effingham, IL worth?

The TopHap Estimate for 11590 Wabash River Hls, Effingham, IL is $404,798 as of Jul 14, 2026. The likely range is $347,829 to $461,767. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 11590 Wabash River Hls, Effingham, IL?

11590 Wabash River Hls, Effingham, IL has 1,718 square feet of living space and a 1.13-acre lot.

When was 11590 Wabash River Hls, Effingham, IL built?

11590 Wabash River Hls, Effingham, IL was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 11590 Wabash River Hls, Effingham, IL?

11590 Wabash River Hls, Effingham, IL is assigned to Effingham Junior High School (middle), rated B-; Effingham High School (high), rated A; South Side Grade School (elementary). All sit in Effingham Community Unit School District 40. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11590 Wabash River Hls, Effingham, IL compare to other homes in Effingham 62401?

Among the 7,341 homes in Effingham 62401, it is worth more than 82% of them ($404,798 against a typical $245,073), its price per square foot is higher than 80% of them ($236 against a typical $165), it is bigger than 70% of them (1,718 ft² against a typical 1,440 ft²), its lot is bigger than 78% of them (1.13 ac against a typical 0.43 ac) and it is newer than 66% of them (1988 against a typical 1976). Measured against all of Effingham County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11590 Wabash River Hls, Effingham, IL?

The 2024 property tax bill for 11590 Wabash River Hls, Effingham, IL was $4,856. The county assessed it at $113,080.

More homes on Wabash River Hls

Closest homes

More homes in Effingham 62401

Assigned schools

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