Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$209,693$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

116 MELODY LN

HAVELOCK, NC 28532
3
Beds
2 / 1
Baths
1,359 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$210K
$185K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,693
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,754
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FIRST CITIZENS BANK & TRUST CO · recorded Jul 19, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$745 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCraven
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Graham A. Barden Elementary SchoolD+
Elementary · Grades PK–5 · 0.4 mi
H
Havelock High SchoolC-
High · Grades 9–12 · 2.2 mi
M
Tucker Creek Middle SchoolA
Middle · Grades 6–8 · 2.2 mi

District: Craven County Schools

Neighborhood · ZIP 28532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,199
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,125
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

116 Melody Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Craven County
  • Costs less per square foot than 81% of homes in Havelock 28532
  • Older than 84% of homes in Havelock 28532

What homes are worth in Havelock 28532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$670K

This home is worth more than 32% of homes in Havelock 28532.

How it measures up in Havelock 28532

The dot is this home. The mark in the middle is the typical home in Havelock 28532.

Estimated value$209,693
CheaperTypical $242,068Pricier

Pricier than 32% of homes nearby

Price per ft²$154
CheaperTypical $184Pricier

Pricier than 19% of homes nearby

Living area1,359 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.46 ac
SmallerTypical 0.39 acBigger

Bigger than 58% of homes nearby

Year built1966
OlderTypical 1986Newer

Newer than 16% of homes nearby

How 116 Melody Ln ranks against every home in each area.
MeasureThis homeHavelock 28532Craven County
Estimated valuepricier than$209,69332% of homes28% of homes
Price per ft²pricier than$15419% of homes23% of homes
Living areabigger than1,359 ft²53% of homes43% of homes
Lot sizebigger than0.46 ac58% of homes52% of homes
Year builtnewer than196616% of homes20% of homes

About 116 Melody Ln

How much is 116 Melody Ln, Havelock, NC worth?

The TopHap Estimate for 116 Melody Ln, Havelock, NC is $209,693 as of Jun 23, 2026. The likely range is $184,529 to $234,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 116 Melody Ln, Havelock, NC last sell?

116 Melody Ln, Havelock, NC last sold on Oct 3, 1969, according to the county's recorded deed.

How big is 116 Melody Ln, Havelock, NC?

116 Melody Ln, Havelock, NC has 3 bedrooms, 2 bathrooms, 1,359 square feet of living space and a 0.46-acre lot.

When was 116 Melody Ln, Havelock, NC built?

116 Melody Ln, Havelock, NC was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 116 Melody Ln, Havelock, NC?

116 Melody Ln, Havelock, NC is assigned to Graham A. Barden Elementary School (elementary), rated D+; Havelock High School (high), rated C-; Tucker Creek Middle School (middle), rated A. All sit in Craven County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 116 Melody Ln, Havelock, NC compare to other homes in Havelock 28532?

Among the 6,786 homes in Havelock 28532, it is worth more than 32% of them ($209,693 against a typical $242,068), its price per square foot is higher than 19% of them ($154 against a typical $184), it is bigger than 53% of them (1,359 ft² against a typical 1,326 ft²), its lot is bigger than 58% of them (0.46 ac against a typical 0.39 ac) and it is newer than 16% of them (1966 against a typical 1986). Measured against all of Craven County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 116 Melody Ln, Havelock, NC?

The 2024 property tax bill for 116 Melody Ln, Havelock, NC was $745. The county assessed it at $139,300.

Closest homes

More homes in Havelock 28532

Assigned schools

Explore the area

See this home in context

Open 116 Melody Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map