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Single Family ResidenceResidential
$548,817$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $237,435 on Jun 13, 2002

116 SARATOGA LN

SWEDESBORO, NJ 08085
0
Baths
2,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$549K
$527K low$571K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,435 · Jun 13, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$225,500
AMERICAN FEDERAL MORTGAGE CO · recorded Jun 13, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$209,905
WELLS FARGO BANK NA
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,600

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$302,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$359,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGLOUCESTER
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Governor Charles C. Stratton
Elementary · Grades 1–2 · 0.3 mi
H
Kingsway Regional High SchoolA-
High · Grades 9–12 · 2.4 mi
M
Kingsway Regional Middle SchoolC+
Middle · Grades 7–8 · 2.6 mi

District: Swedesboro-Woolwich School District

Neighborhood · ZIP 08085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.458 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,447
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,301
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

116 Saratoga Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Gloucester County
  • Bigger than 86% of homes in Gloucester County
  • Newer than 83% of homes in Gloucester County

What homes are worth in Swedesboro 08085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$862K

This home is worth more than 68% of homes in Swedesboro 08085.

How it measures up in Swedesboro 08085

The dot is this home. The mark in the middle is the typical home in Swedesboro 08085.

Estimated value$548,817
CheaperTypical $469,612Pricier

Pricier than 68% of homes nearby

Price per ft²$207
CheaperTypical $216Pricier

Pricier than 38% of homes nearby

Living area2,656 ft²
SmallerTypical 2,119 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 56% of homes nearby

Year built2002
OlderTypical 2001Newer

Newer than 56% of homes nearby

How 116 Saratoga Ln ranks against every home in each area.
MeasureThis homeSwedesboro 08085Gloucester County
Estimated valuepricier than$548,81768% of homes84% of homes
Price per ft²pricier than$20738% of homes36% of homes
Living areabigger than2,656 ft²75% of homes86% of homes
Lot sizebigger than0.23 ac56% of homes42% of homes
Year builtnewer than200256% of homes83% of homes

About 116 Saratoga Ln

How much is 116 Saratoga Ln, Swedesboro, NJ worth?

The TopHap Estimate for 116 Saratoga Ln, Swedesboro, NJ is $548,817 as of Jul 14, 2026. The likely range is $526,507 to $571,127. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 116 Saratoga Ln, Swedesboro, NJ last sell?

116 Saratoga Ln, Swedesboro, NJ last sold on Jun 13, 2002 for $237,435, according to the county's recorded deed.

How big is 116 Saratoga Ln, Swedesboro, NJ?

116 Saratoga Ln, Swedesboro, NJ has 2,656 square feet of living space and a 0.23-acre lot.

When was 116 Saratoga Ln, Swedesboro, NJ built?

116 Saratoga Ln, Swedesboro, NJ was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 116 Saratoga Ln, Swedesboro, NJ?

116 Saratoga Ln, Swedesboro, NJ is assigned to Governor Charles C. Stratton (elementary); Kingsway Regional High School (high), rated A-; Kingsway Regional Middle School (middle), rated C+. All sit in Swedesboro-Woolwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 116 Saratoga Ln, Swedesboro, NJ compare to other homes in Swedesboro 08085?

Among the 7,113 homes in Swedesboro 08085, it is worth more than 68% of them ($548,817 against a typical $469,612), its price per square foot is higher than 38% of them ($207 against a typical $216), it is bigger than 75% of them (2,656 ft² against a typical 2,119 ft²), its lot is bigger than 56% of them (0.23 ac against a typical 0.21 ac) and it is newer than 56% of them (2002 against a typical 2001). Measured against all of Gloucester County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 116 Saratoga Ln, Swedesboro, NJ?

The 2025 property tax bill for 116 Saratoga Ln, Swedesboro, NJ was $12,134. The county assessed it at $359,300.

Closest homes

More homes in Swedesboro 08085

Assigned schools

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