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Single Family ResidenceResidential
$439,975$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1163 SADDLE RIDGE TRL

CARY, IL 60013
4
Beds
3
Baths
2,596 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$440K
$422K low$458K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$172,425
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$137,940
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$167,550
GMAC MORTGAGE CORP PA · recorded Jul 25, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
GMAC MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,881 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$126,065 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,065
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$378,195

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Forced Air

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hannah Beardsley Middle SchoolA-
Middle · Grades 6–8 · 2.6 mi
E
Canterbury Elementary SchoolC
Elementary · Grades KG–5 · 2.6 mi
H
Prairie Ridge High SchoolA
High · Grades 9–12 · 4.7 mi

District: Crystal Lake Community Consolidated School District 47

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1163 Saddle Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in McHenry County
  • Costs less per square foot than 89% of homes in Cary 60013
  • Bigger than 81% of homes in McHenry County
  • Has a smaller lot than 65% of homes in McHenry County
  • Newer than 72% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$799K

This home is worth more than 65% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$439,975
CheaperTypical $383,466Pricier

Pricier than 65% of homes nearby

Price per ft²$169
CheaperTypical $211Pricier

Pricier than 11% of homes nearby

Living area2,596 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.22 ac
SmallerTypical 0.25 acBigger

Bigger than 37% of homes nearby

Year built1993
OlderTypical 1987Newer

Newer than 72% of homes nearby

How 1163 Saddle Ridge Trl ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$439,97565% of homes69% of homes
Price per ft²pricier than$16911% of homes17% of homes
Living areabigger than2,596 ft²77% of homes81% of homes
Lot sizebigger than0.22 ac37% of homes35% of homes
Year builtnewer than199372% of homes59% of homes

About 1163 Saddle Ridge Trl

How much is 1163 Saddle Ridge Trl, Cary, IL worth?

The TopHap Estimate for 1163 Saddle Ridge Trl, Cary, IL is $439,975 as of Jul 14, 2026. The likely range is $422,330 to $457,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1163 Saddle Ridge Trl, Cary, IL?

1163 Saddle Ridge Trl, Cary, IL has 4 bedrooms, 3 bathrooms, 2,596 square feet of living space and a 0.22-acre lot.

When was 1163 Saddle Ridge Trl, Cary, IL built?

1163 Saddle Ridge Trl, Cary, IL was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 1163 Saddle Ridge Trl, Cary, IL?

1163 Saddle Ridge Trl, Cary, IL is assigned to Hannah Beardsley Middle School (middle), rated A-; Canterbury Elementary School (elementary), rated C; Prairie Ridge High School (high), rated A. All sit in Crystal Lake Community Consolidated School District 47. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1163 Saddle Ridge Trl, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 65% of them ($439,975 against a typical $383,466), its price per square foot is higher than 11% of them ($169 against a typical $211), it is bigger than 77% of them (2,596 ft² against a typical 1,799 ft²), its lot is bigger than 37% of them (0.22 ac against a typical 0.25 ac) and it is newer than 72% of them (1993 against a typical 1987). Measured against all of McHenry County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1163 Saddle Ridge Trl, Cary, IL?

The 2024 property tax bill for 1163 Saddle Ridge Trl, Cary, IL was $9,881. The county assessed it at $126,065.

Closest homes

More homes in Cary 60013

Assigned schools

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