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CondominiumResidential
$537,807$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,500 on Aug 1, 2019

11640 THAMES

LOWELL, MI 49331
3
Beds
3.5
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$538K
$520K low$555K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,500 · Aug 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$537,807
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$430,246

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,682 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$249,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$498,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyIONIA
Lot (acres)The size of the land the home sits on, from county records.0.66
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Saranac Junior/Senior High SchoolB
Middle · Grades 7–12 · 5.1 mi
E
Saranac Elementary SchoolB
Elementary · Grades KG–6 · 5.3 mi

District: Saranac Community Schools

Neighborhood · ZIP 49331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.18,502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,937
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,708
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11640 Thames measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Ionia County
  • Among the highest price per square foot in Ionia County
  • Newer than 98% of homes in Ionia County

What homes are worth in Lowell 49331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$944K

This home is worth more than 79% of homes in Lowell 49331.

How it measures up in Lowell 49331

The dot is this home. The mark in the middle is the typical home in Lowell 49331.

Estimated value$537,807
CheaperTypical $390,248Pricier

Pricier than 79% of homes nearby

Price per ft²$370
CheaperTypical $251Pricier

Pricier than 91% of homes nearby

Living area1,452 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.66 ac
SmallerTypical 1.31 acBigger

Bigger than 37% of homes nearby

Year built2014
OlderTypical 1987Newer

Newer than 92% of homes nearby

How 11640 Thames ranks against every home in each area.
MeasureThis homeLowell 49331Ionia County
Estimated valuepricier than$537,80779% of homes97% of homes
Price per ft²pricier than$37091% of homesalmost all homes
Living areabigger than1,452 ft²40% of homes50% of homes
Lot sizebigger than0.66 ac37% of homes43% of homes
Year builtnewer than201492% of homes98% of homes

About 11640 Thames

How much is 11640 Thames, Lowell, MI worth?

The TopHap Estimate for 11640 Thames, Lowell, MI is $537,807 as of Jul 14, 2026. The likely range is $520,395 to $555,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11640 Thames, Lowell, MI last sell?

11640 Thames, Lowell, MI last sold on Aug 1, 2019 for $325,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11640 Thames, Lowell, MI?

11640 Thames, Lowell, MI has 3 bedrooms, 3.5 bathrooms, 1,452 square feet of living space and a 0.66-acre lot.

When was 11640 Thames, Lowell, MI built?

11640 Thames, Lowell, MI was built in 2014, making it 12 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 11640 Thames, Lowell, MI?

11640 Thames, Lowell, MI is assigned to Saranac Junior/Senior High School (middle), rated B; Saranac Elementary School (elementary), rated B. All sit in Saranac Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11640 Thames, Lowell, MI compare to other homes in Lowell 49331?

Among the 6,387 homes in Lowell 49331, it is worth more than 79% of them ($537,807 against a typical $390,248), its price per square foot is higher than 91% of them ($370 against a typical $251), it is bigger than 40% of them (1,452 ft² against a typical 1,568 ft²), its lot is bigger than 37% of them (0.66 ac against a typical 1.31 ac) and it is newer than 92% of them (2014 against a typical 1987). Measured against all of Ionia County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11640 Thames, Lowell, MI?

The 2025 property tax bill for 11640 Thames, Lowell, MI was $5,682. The county assessed it at $249,300.

Closest homes

More homes in Lowell 49331

Assigned schools

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