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Single Family ResidenceResidential
$492,537$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $186,300 on Dec 4, 1991

1165 AMBER WAY

OWINGS, MD 20736
2.5
Baths
1,638 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$493K
$458K low$527K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$186,300 · Dec 4, 1991

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,737 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$435,367 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$418,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$469,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.1.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windy Hill Elementary SchoolB+
Elementary · Grades PK–5 · 0.8 mi
M
Windy Hill Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
H
Northern High SchoolA
High · Grades 9–12 · 3.9 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1165 Amber Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Owings 20736
  • Costs more per square foot than 66% of homes in Owings 20736
  • Smaller than 73% of homes in Owings 20736
  • Has a bigger lot than 73% of homes in Calvert County

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$1.1M

This home is worth more than 24% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$492,537
CheaperTypical $611,870Pricier

Pricier than 24% of homes nearby

Price per ft²$301
CheaperTypical $278Pricier

Pricier than 66% of homes nearby

Living area1,638 ft²
SmallerTypical 2,211 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.45 ac
SmallerTypical 1.26 acBigger

Bigger than 55% of homes nearby

Year built1991
OlderTypical 1988Newer

Newer than 56% of homes nearby

How 1165 Amber Way ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$492,53724% of homes52% of homes
Price per ft²pricier than$30166% of homes63% of homes
Living areabigger than1,638 ft²27% of homes45% of homes
Lot sizebigger than1.45 ac55% of homes73% of homes
Year builtnewer than199156% of homes52% of homes

About 1165 Amber Way

How much is 1165 Amber Way, Owings, MD worth?

The TopHap Estimate for 1165 Amber Way, Owings, MD is $492,537 as of Sep 24, 2026. The likely range is $457,832 to $527,242. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1165 Amber Way, Owings, MD last sell?

1165 Amber Way, Owings, MD last sold on Dec 4, 1991 for $186,300, according to the county's recorded deed.

How big is 1165 Amber Way, Owings, MD?

1165 Amber Way, Owings, MD has 2.5 bathrooms, 1,638 square feet of living space and a 1.45-acre lot.

When was 1165 Amber Way, Owings, MD built?

1165 Amber Way, Owings, MD was built in 1991, making it 35 years old. The building has 2 stories.

What schools serve 1165 Amber Way, Owings, MD?

1165 Amber Way, Owings, MD is assigned to Windy Hill Elementary School (elementary), rated B+; Windy Hill Middle School (middle), rated B; Northern High School (high), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1165 Amber Way, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 24% of them ($492,537 against a typical $611,870), its price per square foot is higher than 66% of them ($301 against a typical $278), it is bigger than 27% of them (1,638 ft² against a typical 2,211 ft²), its lot is bigger than 55% of them (1.45 ac against a typical 1.26 ac) and it is newer than 56% of them (1991 against a typical 1988). Measured against all of Calvert County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1165 Amber Way, Owings, MD?

The 2025 property tax bill for 1165 Amber Way, Owings, MD was $4,737. The county assessed it at $435,367.

More homes on Amber Way

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