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Single Family ResidenceResidential
$907,328$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

117 SETTLEMENT LN

ROCKWALL, TX 75032
3
Beds
2
Baths
3,926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$907K
$866K low$949K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$463,328
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$370,662
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$444,000
INDEPENDENT BANK · recorded Dec 30, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,800 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$802,893 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$729,903
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$826,588

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 405 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Maurine Cain Middle SchoolA-
Middle · Grades 7–8 · 2.0 mi
E
Dorothy Smith Pullen Elementary SchoolA
Elementary · Grades PK–6 · 2.2 mi
H
Rockwall-Heath High SchoolB+
High · Grades 10–12 · 3.3 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.776 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$178,483
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

117 Settlement Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Rockwall County
  • Costs more per square foot than 85% of homes in Rockwall County
  • Bigger than 91% of homes in Rockwall County
  • Has a bigger lot than 88% of homes in Rockwall County

What homes are worth in Rockwall 75032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1.9M

This home is worth more than 82% of homes in Rockwall 75032.

How it measures up in Rockwall 75032

The dot is this home. The mark in the middle is the typical home in Rockwall 75032.

Estimated value$907,328
CheaperTypical $540,000Pricier

Pricier than 82% of homes nearby

Price per ft²$231
CheaperTypical $209Pricier

Pricier than 67% of homes nearby

Living area3,926 ft²
SmallerTypical 2,760 ft²Bigger

Bigger than 82% of homes nearby

Lot size1 ac
SmallerTypical 0.27 acBigger

Bigger than 78% of homes nearby

How 117 Settlement Ln ranks against every home in each area.
MeasureThis homeRockwall 75032Rockwall County
Estimated valuepricier than$907,32882% of homes93% of homes
Price per ft²pricier than$23167% of homes85% of homes
Living areabigger than3,926 ft²82% of homes91% of homes
Lot sizebigger than1 ac78% of homes88% of homes

About 117 Settlement Ln

How much is 117 Settlement Ln, Rockwall, TX worth?

The TopHap Estimate for 117 Settlement Ln, Rockwall, TX is $907,328 as of Jul 14, 2026. The likely range is $865,729 to $948,927. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 117 Settlement Ln, Rockwall, TX last sell?

117 Settlement Ln, Rockwall, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 117 Settlement Ln, Rockwall, TX?

117 Settlement Ln, Rockwall, TX has 3 bedrooms, 2 bathrooms and 3,926 square feet of living space.

What schools serve 117 Settlement Ln, Rockwall, TX?

117 Settlement Ln, Rockwall, TX is assigned to Maurine Cain Middle School (middle), rated A-; Dorothy Smith Pullen Elementary School (elementary), rated A; Rockwall-Heath High School (high), rated B+. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 117 Settlement Ln, Rockwall, TX compare to other homes in Rockwall 75032?

Among the 13,644 homes in Rockwall 75032, it is worth more than 82% of them ($907,328 against a typical $540,000), its price per square foot is higher than 67% of them ($231 against a typical $209), it is bigger than 82% of them (3,926 ft² against a typical 2,760 ft²) and its lot is bigger than 78% of them (1 ac against a typical 0.27 ac). Measured against all of Rockwall County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 117 Settlement Ln, Rockwall, TX?

The 2025 property tax bill for 117 Settlement Ln, Rockwall, TX was $8,800. The county assessed it at $802,893.

Closest homes

More homes in Rockwall 75032

Assigned schools

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