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Single Family ResidenceResidential
$245,420$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 PROSPECT ST

SPRINGFIELD, MA 01107
3
Beds
1
Baths
1,294 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$245K
$238K low$253K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,320
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,656
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,100
TD BANK NA · recorded Sep 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,398 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$264,480

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.19
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Springfield Public Day Elementary SchoolD-
Elementary · Grades 1–5 · 0.5 mi
M
Alfred G. Zanetti Montessori Magnet SchoolB
Middle · Grades PK–8 · 0.5 mi
H
High School of CommerceD
High · Grades 9–12 · 1.3 mi

District: Springfield School District

Neighborhood · ZIP 01107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.45%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,163
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Hampden County
  • Costs less per square foot than 86% of homes in Hampden County
  • Smaller than 84% of homes in Springfield 01107
  • Has a bigger lot than 78% of homes in Liberty Heights
  • Newer than 83% of homes in Liberty Heights

What homes are worth in Springfield 01107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$585K

This home is worth more than 20% of homes in Springfield 01107.

How it measures up in Springfield 01107

The dot is this home. The mark in the middle is the typical home in Springfield 01107.

Estimated value$245,420
CheaperTypical $289,222Pricier

Pricier than 20% of homes nearby

Price per ft²$190
CheaperTypical $189Pricier

Pricier than 51% of homes nearby

Living area1,294 ft²
SmallerTypical 2,192 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.19 ac
SmallerTypical 0.15 acBigger

Bigger than 67% of homes nearby

Year built1955
OlderTypical 1922Newer

Newer than 79% of homes nearby

How 118 Prospect St ranks against every home in each area.
MeasureThis homeLiberty HeightsSpringfield 01107Hampden County
Estimated valuepricier than$245,42021% of homes20% of homes10% of homes
Price per ft²pricier than$19028% of homes51% of homes14% of homes
Living areabigger than1,294 ft²32% of homes16% of homes34% of homes
Lot sizebigger than0.19 ac78% of homes67% of homes29% of homes
Year builtnewer than195583% of homes79% of homes49% of homes

About 118 Prospect St

How much is 118 Prospect St, Springfield, MA worth?

The TopHap Estimate for 118 Prospect St, Springfield, MA is $245,420 as of Jul 14, 2026. The likely range is $238,120 to $252,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Prospect St, Springfield, MA last sell?

118 Prospect St, Springfield, MA last sold on Sep 18, 2024, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 118 Prospect St, Springfield, MA?

118 Prospect St, Springfield, MA has 3 bedrooms, 1 bathrooms, 1,294 square feet of living space and a 0.19-acre lot.

When was 118 Prospect St, Springfield, MA built?

118 Prospect St, Springfield, MA was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 118 Prospect St, Springfield, MA?

118 Prospect St, Springfield, MA is assigned to Springfield Public Day Elementary School (elementary), rated D-; Alfred G. Zanetti Montessori Magnet School (middle), rated B; High School of Commerce (high), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Prospect St, Springfield, MA compare to other homes in Springfield 01107?

Among the 1,506 homes in Springfield 01107, it is worth more than 20% of them ($245,420 against a typical $289,222), its price per square foot is higher than 51% of them ($190 against a typical $189), it is bigger than 16% of them (1,294 ft² against a typical 2,192 ft²), its lot is bigger than 67% of them (0.19 ac against a typical 0.15 ac) and it is newer than 79% of them (1955 against a typical 1922). Measured against all of Hampden County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Prospect St, Springfield, MA?

The 2025 property tax bill for 118 Prospect St, Springfield, MA was $3,398. The county assessed it at $216,700.

Closest homes

More homes in Springfield 01107

Assigned schools

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