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Single Family ResidenceResidential
$306,004$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $305,000 on Jun 15, 2026

78 PROSPECT ST

SPRINGFIELD, MA 01107
6
Beds
2.5
Baths
2,782 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1911
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
16
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$306K
$290K low$322K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Jun 15, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,679
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,343
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,325
Null Placeholder · E · 6.3% · recorded Jun 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,337 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$288,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$409,450

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMPDEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
LincolnD-
Elementary · Grades PK–5 · 0.4 mi
M
Alfred G. Zanetti Montessori Magnet SchoolB
Middle · Grades PK–8 · 0.6 mi
H
High School of CommerceD
High · Grades 9–12 · 1.3 mi

District: Springfield School District

Neighborhood · ZIP 01107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.45%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,163
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Memorial Square
  • Among the lowest price per square foot in Hampden County
  • Bigger than 90% of homes in Hampden County
  • Has a smaller lot than 81% of homes in Hampden County
  • Older than 87% of homes in Hampden County

What homes are worth in Springfield 01107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$574K

This home is worth more than 60% of homes in Springfield 01107.

How it measures up in Springfield 01107

The dot is this home. The mark in the middle is the typical home in Springfield 01107.

Estimated value$306,004
CheaperTypical $289,342Pricier

Pricier than 60% of homes nearby

Price per ft²$110
CheaperTypical $190Pricier

Pricier than 2% of homes nearby

Living area2,782 ft²
SmallerTypical 2,200 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 49% of homes nearby

Year built1911
OlderTypical 1922Newer

Newer than 29% of homes nearby

How 78 Prospect St ranks against every home in each area.
MeasureThis homeMemorial SquareSpringfield 01107Hampden County
Estimated valuepricier than$306,00477% of homes60% of homes35% of homes
Price per ft²pricier than$11011% of homes2% of homesalmost no homes
Living areabigger than2,782 ft²44% of homes71% of homes90% of homes
Lot sizebigger than0.15 ac61% of homes49% of homes19% of homes
Year builtnewer than191159% of homes29% of homes13% of homes

About 78 Prospect St

How much is 78 Prospect St, Springfield, MA worth?

The TopHap Estimate for 78 Prospect St, Springfield, MA is $306,004 as of Jul 14, 2026. The likely range is $290,466 to $321,542. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 78 Prospect St, Springfield, MA last sell?

78 Prospect St, Springfield, MA last sold on Jun 15, 2026 for $305,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 78 Prospect St, Springfield, MA?

78 Prospect St, Springfield, MA has 6 bedrooms, 2.5 bathrooms, 2,782 square feet of living space and a 0.15-acre lot.

When was 78 Prospect St, Springfield, MA built?

78 Prospect St, Springfield, MA was built in 1911, making it 115 years old. The building has 3 stories.

What schools serve 78 Prospect St, Springfield, MA?

78 Prospect St, Springfield, MA is assigned to Lincoln (elementary), rated D-; Alfred G. Zanetti Montessori Magnet School (middle), rated B; High School of Commerce (high), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Prospect St, Springfield, MA compare to other homes in Springfield 01107?

Among the 1,506 homes in Springfield 01107, it is worth more than 60% of them ($306,004 against a typical $289,342), its price per square foot is higher than 2% of them ($110 against a typical $190), it is bigger than 71% of them (2,782 ft² against a typical 2,200 ft²), its lot is bigger than 49% of them (0.15 ac against a typical 0.15 ac) and it is newer than 29% of them (1911 against a typical 1922). Measured against all of Hampden County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Prospect St, Springfield, MA?

The 2025 property tax bill for 78 Prospect St, Springfield, MA was $4,337. The county assessed it at $276,600.

Closest homes

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Assigned schools

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