Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$500,771$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 RICHARDS CIR

FLORENCE, AL 35634
2
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$501K
$412K low$589K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
FIRST SOUTHERN BANK · recorded May 16, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$202,000
LISTERHILL CU
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$304,720

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLauderdale
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Underwood Elementary SchoolB+
Elementary · Grades PK–6 · 6.0 mi
M
Rogers High SchoolC+
Middle · Grades 7–12 · 6.5 mi

District: Lauderdale County School District

Neighborhood · ZIP 35634These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,871
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Richards Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Lauderdale County
  • Costs more per square foot than 96% of homes in Lauderdale County
  • Bigger than 68% of homes in Lauderdale County
  • Has a bigger lot than 76% of homes in Lauderdale County
  • Newer than 82% of homes in Lauderdale County

What homes are worth in Florence 35634

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1.1M

This home is worth more than 86% of homes in Florence 35634.

How it measures up in Florence 35634

The dot is this home. The mark in the middle is the typical home in Florence 35634.

Estimated value$500,771
CheaperTypical $247,084Pricier

Pricier than 86% of homes nearby

Price per ft²$253
CheaperTypical $128Pricier

Pricier than 93% of homes nearby

Living area1,980 ft²
SmallerTypical 1,860 ft²Bigger

Bigger than 57% of homes nearby

Lot size2.2 ac
SmallerTypical 1.17 acBigger

Bigger than 67% of homes nearby

Year built2001
OlderTypical 1986Newer

Newer than 80% of homes nearby

How 118 Richards Cir ranks against every home in each area.
MeasureThis homeFlorence 35634Lauderdale County
Estimated valuepricier than$500,77186% of homes93% of homes
Price per ft²pricier than$25393% of homes96% of homes
Living areabigger than1,980 ft²57% of homes68% of homes
Lot sizebigger than2.2 ac67% of homes76% of homes
Year builtnewer than200180% of homes82% of homes

About 118 Richards Cir

How much is 118 Richards Cir, Florence, AL worth?

The TopHap Estimate for 118 Richards Cir, Florence, AL is $500,771 as of Jul 14, 2026. The likely range is $412,054 to $589,488. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 118 Richards Cir, Florence, AL?

118 Richards Cir, Florence, AL has 2 bathrooms and 1,980 square feet of living space.

When was 118 Richards Cir, Florence, AL built?

118 Richards Cir, Florence, AL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 118 Richards Cir, Florence, AL?

118 Richards Cir, Florence, AL is assigned to Underwood Elementary School (elementary), rated B+; Rogers High School (middle), rated C+. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Richards Cir, Florence, AL compare to other homes in Florence 35634?

Among the 4,365 homes in Florence 35634, it is worth more than 86% of them ($500,771 against a typical $247,084), its price per square foot is higher than 93% of them ($253 against a typical $128), it is bigger than 57% of them (1,980 ft² against a typical 1,860 ft²), its lot is bigger than 67% of them (2.2 ac against a typical 1.17 ac) and it is newer than 80% of them (2001 against a typical 1986). Measured against all of Lauderdale County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Richards Cir

Closest homes

More homes in Florence 35634

Assigned schools

Explore the area

See this home in context

Open 118 Richards Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map