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Single Family ResidenceResidential
$385,558$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Oct 12, 2007

85 RICHARDS CIR

FLORENCE, AL 35634
4 / 1
Baths
2,297 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$386K
$349K low$423K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Oct 12, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,487
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,790
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$224,071
JPMORGAN CHASE BANK NA · recorded Mar 12, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$53,000
NATIONSTAR MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,346 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,020 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$335,060

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLauderdale
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Underwood Elementary SchoolB+
Elementary · Grades PK–6 · 5.9 mi
M
Rogers High SchoolC+
Middle · Grades 7–12 · 6.5 mi

District: Lauderdale County School District

Neighborhood · ZIP 35634These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,871
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Richards Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Lauderdale County
  • Costs more per square foot than 81% of homes in Lauderdale County
  • Bigger than 80% of homes in Lauderdale County
  • Has a bigger lot than 80% of homes in Lauderdale County
  • Newer than 80% of homes in Lauderdale County

What homes are worth in Florence 35634

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$1.1M

This home is worth more than 75% of homes in Florence 35634.

How it measures up in Florence 35634

The dot is this home. The mark in the middle is the typical home in Florence 35634.

Estimated value$385,558
CheaperTypical $249,533Pricier

Pricier than 75% of homes nearby

Price per ft²$168
CheaperTypical $128Pricier

Pricier than 74% of homes nearby

Living area2,297 ft²
SmallerTypical 1,865 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.93 ac
SmallerTypical 1.15 acBigger

Bigger than 72% of homes nearby

Year built1999
OlderTypical 1986Newer

Newer than 78% of homes nearby

How 85 Richards Cir ranks against every home in each area.
MeasureThis homeFlorence 35634Lauderdale County
Estimated valuepricier than$385,55875% of homes86% of homes
Price per ft²pricier than$16874% of homes81% of homes
Living areabigger than2,297 ft²70% of homes80% of homes
Lot sizebigger than2.93 ac72% of homes80% of homes
Year builtnewer than199978% of homes80% of homes

About 85 Richards Cir

How much is 85 Richards Cir, Florence, AL worth?

The TopHap Estimate for 85 Richards Cir, Florence, AL is $385,558 as of Jul 14, 2026. The likely range is $348,590 to $422,526. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Richards Cir, Florence, AL last sell?

85 Richards Cir, Florence, AL last sold on Oct 12, 2007 for $245,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 85 Richards Cir, Florence, AL?

85 Richards Cir, Florence, AL has 4 bathrooms and 2,297 square feet of living space.

When was 85 Richards Cir, Florence, AL built?

85 Richards Cir, Florence, AL was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 85 Richards Cir, Florence, AL?

85 Richards Cir, Florence, AL is assigned to Underwood Elementary School (elementary), rated B+; Rogers High School (middle), rated C+. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Richards Cir, Florence, AL compare to other homes in Florence 35634?

Among the 4,365 homes in Florence 35634, it is worth more than 75% of them ($385,558 against a typical $249,533), its price per square foot is higher than 74% of them ($168 against a typical $128), it is bigger than 70% of them (2,297 ft² against a typical 1,865 ft²), its lot is bigger than 72% of them (2.93 ac against a typical 1.15 ac) and it is newer than 78% of them (1999 against a typical 1986). Measured against all of Lauderdale County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Richards Cir, Florence, AL?

The 2025 property tax bill for 85 Richards Cir, Florence, AL was $2,346. The county assessed it at $67,020.

More homes on Richards Cir

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Assigned schools

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