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Single Family ResidenceResidential
$177,411$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

118 TERRACE ST

BETHALTO, IL 62010
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$177K
$162K low$193K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,411
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,929
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
REGIONS BANK · 11.5% 2 · recorded Dec 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,790 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,820
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1982
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 187 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Trimpe Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi
E
Bethalto East Primary School
Elementary · Grades PK–1 · 0.4 mi
H
Civic Memorial High SchoolA+
High · Grades 9–12 · 0.4 mi

District: Bethalto Consolidated Unit School District 8

Neighborhood · ZIP 62010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,805
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.451 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,888
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

118 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 71% of homes in Bethalto 62010

What homes are worth in Bethalto 62010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$528K

This home is worth more than 42% of homes in Bethalto 62010.

How it measures up in Bethalto 62010

The dot is this home. The mark in the middle is the typical home in Bethalto 62010.

Estimated value$177,411
CheaperTypical $195,520Pricier

Pricier than 42% of homes nearby

Price per ft²$185
CheaperTypical $169Pricier

Pricier than 61% of homes nearby

Living area960 ft²
SmallerTypical 1,161 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.29 ac
SmallerTypical 0.26 acBigger

Bigger than 59% of homes nearby

Year built1967
OlderTypical 1971Newer

Newer than 43% of homes nearby

How 118 Terrace St ranks against every home in each area.
MeasureThis homeBethalto 62010Madison County
Estimated valuepricier than$177,41142% of homes49% of homes
Price per ft²pricier than$18561% of homes62% of homes
Living areabigger than960 ft²29% of homes32% of homes
Lot sizebigger than0.29 ac59% of homes59% of homes
Year builtnewer than196743% of homes54% of homes

About 118 Terrace St

How much is 118 Terrace St, Bethalto, IL worth?

The TopHap Estimate for 118 Terrace St, Bethalto, IL is $177,411 as of Jul 14, 2026. The likely range is $161,646 to $193,176. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 118 Terrace St, Bethalto, IL last sell?

118 Terrace St, Bethalto, IL last sold on Oct 5, 2023, according to the county's recorded deed.

How big is 118 Terrace St, Bethalto, IL?

118 Terrace St, Bethalto, IL has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.29-acre lot.

When was 118 Terrace St, Bethalto, IL built?

118 Terrace St, Bethalto, IL was built in 1967, making it 59 years old. It is a conventional home. The building has 1 story.

What schools serve 118 Terrace St, Bethalto, IL?

118 Terrace St, Bethalto, IL is assigned to Trimpe Middle School (middle), rated C+; Bethalto East Primary School (elementary); Civic Memorial High School (high), rated A+. All sit in Bethalto Consolidated Unit School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 118 Terrace St, Bethalto, IL compare to other homes in Bethalto 62010?

Among the 4,176 homes in Bethalto 62010, it is worth more than 42% of them ($177,411 against a typical $195,520), its price per square foot is higher than 61% of them ($185 against a typical $169), it is bigger than 29% of them (960 ft² against a typical 1,161 ft²), its lot is bigger than 59% of them (0.29 ac against a typical 0.26 ac) and it is newer than 43% of them (1967 against a typical 1971). Measured against all of Madison County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 118 Terrace St, Bethalto, IL?

The 2025 property tax bill for 118 Terrace St, Bethalto, IL was $2,790. The county assessed it at $51,190.

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Assigned schools

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