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Rural ResidenceResidential
$165,481$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $60,000 on Sep 24, 2013

11813 N GARNER RD

RICHMOND, MO 64085
3
Beds
1
Baths
1,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$128K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Sep 24, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,122 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,610 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,170
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,930
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,080

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.141 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyRay
Lot (acres)The size of the land the home sits on, from county records.20.53
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Porch · 90 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dear Elementary School
Elementary · Grades PK–1 · 2.4 mi
M
Richmond Middle SchoolB-
Middle · Grades 6–8 · 2.8 mi
H
Richmond High SchoolC-
High · Grades 9–12 · 2.8 mi

District: Richmond R-Xvi School District

Neighborhood · ZIP 64085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,273
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,751
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11813 N Garner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Ray County
  • Smaller than 67% of homes in Ray County
  • Has a bigger lot than 88% of homes in Richmond 64085
  • Newer than 85% of homes in Richmond 64085

What homes are worth in Richmond 64085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$430K

This home is worth more than 41% of homes in Richmond 64085.

How it measures up in Richmond 64085

The dot is this home. The mark in the middle is the typical home in Richmond 64085.

Estimated value$165,481
CheaperTypical $175,685Pricier

Pricier than 41% of homes nearby

Price per ft²$130
CheaperTypical $121Pricier

Pricier than 66% of homes nearby

Living area1,270 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 36% of homes nearby

Lot size20.53 ac
SmallerTypical 0.44 acBigger

Bigger than 88% of homes nearby

Year built1998
OlderTypical 1965Newer

Newer than 85% of homes nearby

How 11813 N Garner Rd ranks against every home in each area.
MeasureThis homeRichmond 64085Ray County
Estimated valuepricier than$165,48141% of homes42% of homes
Price per ft²pricier than$13066% of homes67% of homes
Living areabigger than1,270 ft²36% of homes33% of homes
Lot sizebigger than20.53 ac88% of homes86% of homes
Year builtnewer than199885% of homes82% of homes

About 11813 N Garner Rd

How much is 11813 N Garner Rd, Richmond, MO worth?

The TopHap Estimate for 11813 N Garner Rd, Richmond, MO is $165,481 as of Aug 30, 2026. The likely range is $127,580 to $203,382. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11813 N Garner Rd, Richmond, MO last sell?

11813 N Garner Rd, Richmond, MO last sold on Sep 24, 2013 for $60,000, according to the county's recorded deed.

How big is 11813 N Garner Rd, Richmond, MO?

11813 N Garner Rd, Richmond, MO has 3 bedrooms, 1 bathrooms, 1,270 square feet of living space and a 20.53-acre lot.

When was 11813 N Garner Rd, Richmond, MO built?

11813 N Garner Rd, Richmond, MO was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 11813 N Garner Rd, Richmond, MO?

11813 N Garner Rd, Richmond, MO is assigned to Dear Elementary School (elementary); Richmond Middle School (middle), rated B-; Richmond High School (high), rated C-. All sit in Richmond R-Xvi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11813 N Garner Rd, Richmond, MO compare to other homes in Richmond 64085?

Among the 3,418 homes in Richmond 64085, it is worth more than 41% of them ($165,481 against a typical $175,685), its price per square foot is higher than 66% of them ($130 against a typical $121), it is bigger than 36% of them (1,270 ft² against a typical 1,500 ft²), its lot is bigger than 88% of them (20.53 ac against a typical 0.44 ac) and it is newer than 85% of them (1998 against a typical 1965). Measured against all of Ray County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11813 N Garner Rd, Richmond, MO?

The 2024 property tax bill for 11813 N Garner Rd, Richmond, MO was $2,122. The county assessed it at $34,610.

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