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Single Family ResidenceResidential
$198,720$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $152,000 on May 17, 2023

1186 FLAT ROCK RD

INDEPENDENCE, VA 24348
5
Beds
1.5
Baths
2,114 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$187K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$152,000 · May 17, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$46,720
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$37,376
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,000
VETERANS UNITED HOME LOANS · recorded May 17, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$883 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAYSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 90 ft²Porch · 207 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Independence Elementary SchoolC
Elementary · Grades PK–5 · 2.5 mi
M
Independence Middle SchoolA-
Middle · Grades 6–8 · 3.0 mi
H
Grayson County High SchoolB
High · Grades 9–12 · 3.1 mi

District: Grayson County Public Schools

Neighborhood · ZIP 24348These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,369
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,437
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,939
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1186 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 85% of homes in Grayson County
  • Bigger than 88% of homes in Grayson County
  • Has a smaller lot than 68% of homes in Independence 24348
  • Older than 70% of homes in Independence 24348

What homes are worth in Independence 24348

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$828K

This home is worth more than 43% of homes in Independence 24348.

How it measures up in Independence 24348

The dot is this home. The mark in the middle is the typical home in Independence 24348.

Estimated value$198,720
CheaperTypical $224,262Pricier

Pricier than 43% of homes nearby

Price per ft²$94
CheaperTypical $160Pricier

Pricier than 16% of homes nearby

Living area2,114 ft²
SmallerTypical 1,349 ft²Bigger

Bigger than 86% of homes nearby

Lot size1 ac
SmallerTypical 2.06 acBigger

Bigger than 32% of homes nearby

Year built1955
OlderTypical 1972Newer

Newer than 30% of homes nearby

How 1186 Flat Rock Rd ranks against every home in each area.
MeasureThis homeIndependence 24348Grayson County
Estimated valuepricier than$198,72043% of homes49% of homes
Price per ft²pricier than$9416% of homes15% of homes
Living areabigger than2,114 ft²86% of homes88% of homes
Lot sizebigger than1 ac32% of homes34% of homes
Year builtnewer than195530% of homes34% of homes

About 1186 Flat Rock Rd

How much is 1186 Flat Rock Rd, Independence, VA worth?

The TopHap Estimate for 1186 Flat Rock Rd, Independence, VA is $198,720 as of Jul 14, 2026. The likely range is $187,368 to $210,072. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1186 Flat Rock Rd, Independence, VA last sell?

1186 Flat Rock Rd, Independence, VA last sold on May 17, 2023 for $152,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1186 Flat Rock Rd, Independence, VA?

1186 Flat Rock Rd, Independence, VA has 5 bedrooms, 1.5 bathrooms, 2,114 square feet of living space and a 1.00-acre lot.

When was 1186 Flat Rock Rd, Independence, VA built?

1186 Flat Rock Rd, Independence, VA was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 1186 Flat Rock Rd, Independence, VA?

1186 Flat Rock Rd, Independence, VA is assigned to Independence Elementary School (elementary), rated C; Independence Middle School (middle), rated A-; Grayson County High School (high), rated B. All sit in Grayson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1186 Flat Rock Rd, Independence, VA compare to other homes in Independence 24348?

Among the 2,079 homes in Independence 24348, it is worth more than 43% of them ($198,720 against a typical $224,262), its price per square foot is higher than 16% of them ($94 against a typical $160), it is bigger than 86% of them (2,114 ft² against a typical 1,349 ft²), its lot is bigger than 32% of them (1 ac against a typical 2.06 ac) and it is newer than 30% of them (1955 against a typical 1972). Measured against all of Grayson County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1186 Flat Rock Rd, Independence, VA?

The 2025 property tax bill for 1186 Flat Rock Rd, Independence, VA was $883. The county assessed it at $152,200.

Closest homes

More homes in Independence 24348

Assigned schools

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