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Single Family ResidenceResidential
$430,273$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $135,000 on Mar 25, 1994

1186 RIVER RD

AGAWAM, MA 01001
2
Beds
1
Baths
1,751 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$430K
$415K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Mar 25, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.111%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
GMAC MORTGAGE CORP · recorded Oct 29, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,000
PENNYMAC LOAN SERVICES LLC
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$53,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,701 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$389,425 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$143,525
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$328,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.158 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Benjamin J PhelpsC
Elementary · Grades KG–4 · 1.6 mi
M
Roberta G. Doering SchoolC
Middle · Grades 5–6 · 2.1 mi
H
Agawam High SchoolC-
High · Grades 9–12 · 3.0 mi

District: Agawam School District

Neighborhood · ZIP 01001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.16,799
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,385 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,558
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,172
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1186 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Agawam 01001
  • Bigger than 75% of homes in Agawam 01001
  • Has a smaller lot than 76% of homes in Agawam 01001
  • Newer than 86% of homes in Agawam 01001

What homes are worth in Agawam 01001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$642K

This home is worth more than 85% of homes in Agawam 01001.

How it measures up in Agawam 01001

The dot is this home. The mark in the middle is the typical home in Agawam 01001.

Estimated value$430,273
CheaperTypical $328,819Pricier

Pricier than 85% of homes nearby

Price per ft²$246
CheaperTypical $244Pricier

Pricier than 51% of homes nearby

Living area1,751 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.29 ac
SmallerTypical 0.46 acBigger

Bigger than 24% of homes nearby

Year built1990
OlderTypical 1966Newer

Newer than 86% of homes nearby

How 1186 River Rd ranks against every home in each area.
MeasureThis homeAgawam 01001Hampden County
Estimated valuepricier than$430,27385% of homes75% of homes
Price per ft²pricier than$24651% of homes50% of homes
Living areabigger than1,751 ft²75% of homes61% of homes
Lot sizebigger than0.29 ac24% of homes49% of homes
Year builtnewer than199086% of homes86% of homes

About 1186 River Rd

How much is 1186 River Rd, Agawam, MA worth?

The TopHap Estimate for 1186 River Rd, Agawam, MA is $430,273 as of Jul 14, 2026. The likely range is $414,669 to $445,877. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1186 River Rd, Agawam, MA last sell?

1186 River Rd, Agawam, MA last sold on Mar 25, 1994 for $135,000, according to the county's recorded deed.

How big is 1186 River Rd, Agawam, MA?

1186 River Rd, Agawam, MA has 2 bedrooms, 1 bathrooms, 1,751 square feet of living space and a 0.29-acre lot.

When was 1186 River Rd, Agawam, MA built?

1186 River Rd, Agawam, MA was built in 1990, making it 36 years old. It is a contemporary home. The building has 2 stories.

What schools serve 1186 River Rd, Agawam, MA?

1186 River Rd, Agawam, MA is assigned to Benjamin J Phelps (elementary), rated C; Roberta G. Doering School (middle), rated C; Agawam High School (high), rated C-. All sit in Agawam School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1186 River Rd, Agawam, MA compare to other homes in Agawam 01001?

Among the 6,036 homes in Agawam 01001, it is worth more than 85% of them ($430,273 against a typical $328,819), its price per square foot is higher than 51% of them ($246 against a typical $244), it is bigger than 75% of them (1,751 ft² against a typical 1,368 ft²), its lot is bigger than 24% of them (0.29 ac against a typical 0.46 ac) and it is newer than 86% of them (1990 against a typical 1966). Measured against all of Hampden County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1186 River Rd, Agawam, MA?

The 2025 property tax bill for 1186 River Rd, Agawam, MA was $5,701. The county assessed it at $389,425.

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Assigned schools

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