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Single Family ResidenceResidential
$424,705$348 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1190 EL RANCHO DR

BILLINGS, MT 59105
3
Beds
3
Baths
1,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$425K
$407K low$443K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,705
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,764
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
CITIZENS ALLIANCE BANK · recorded Feb 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$371,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyYellowstone
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Prefab
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 12 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Skyview High SchoolC-
High · Grades 9–12 · 0.1 mi
M
Castle Rock Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi
E
Eagle Cliffs Elementary SchoolC+
Elementary · Grades KG–5 · 0.9 mi

District: Billings Elementary School District

Neighborhood · ZIP 59105These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,531
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.349 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,842
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1190 El Rancho Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Billings 59105
  • Costs more per square foot than 90% of homes in Billings 59105
  • Smaller than 67% of homes in Billings 59105
  • Has a smaller lot than 68% of homes in Billings 59105
  • Newer than 77% of homes in Yellowstone County

What homes are worth in Billings 59105

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$686K

This home is worth more than 68% of homes in Billings 59105.

How it measures up in Billings 59105

The dot is this home. The mark in the middle is the typical home in Billings 59105.

Estimated value$424,705
CheaperTypical $379,385Pricier

Pricier than 68% of homes nearby

Price per ft²$348
CheaperTypical $272Pricier

Pricier than 90% of homes nearby

Living area1,220 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.22 ac
SmallerTypical 0.25 acBigger

Bigger than 32% of homes nearby

Year built2004
OlderTypical 1986Newer

Newer than 73% of homes nearby

How 1190 El Rancho Dr ranks against every home in each area.
MeasureThis homeBillings 59105Yellowstone County
Estimated valuepricier than$424,70568% of homes63% of homes
Price per ft²pricier than$34890% of homes84% of homes
Living areabigger than1,220 ft²33% of homes39% of homes
Lot sizebigger than0.22 ac32% of homes47% of homes
Year builtnewer than200473% of homes77% of homes

About 1190 El Rancho Dr

How much is 1190 El Rancho Dr, Billings, MT worth?

The TopHap Estimate for 1190 El Rancho Dr, Billings, MT is $424,705 as of Jul 14, 2026. The likely range is $406,640 to $442,770. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1190 El Rancho Dr, Billings, MT last sell?

1190 El Rancho Dr, Billings, MT last sold on Mar 19, 2010, according to the county's recorded deed.

How big is 1190 El Rancho Dr, Billings, MT?

1190 El Rancho Dr, Billings, MT has 3 bedrooms, 3 bathrooms, 1,220 square feet of living space and a 0.22-acre lot.

When was 1190 El Rancho Dr, Billings, MT built?

1190 El Rancho Dr, Billings, MT was built in 2004, making it 22 years old. It is a split level home. The building has 2 stories.

What schools serve 1190 El Rancho Dr, Billings, MT?

1190 El Rancho Dr, Billings, MT is assigned to Skyview High School (high), rated C-; Castle Rock Middle School (middle), rated C-; Eagle Cliffs Elementary School (elementary), rated C+. All sit in Billings Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1190 El Rancho Dr, Billings, MT compare to other homes in Billings 59105?

Among the 12,505 homes in Billings 59105, it is worth more than 68% of them ($424,705 against a typical $379,385), its price per square foot is higher than 90% of them ($348 against a typical $272), it is bigger than 33% of them (1,220 ft² against a typical 1,372 ft²), its lot is bigger than 32% of them (0.22 ac against a typical 0.25 ac) and it is newer than 73% of them (2004 against a typical 1986). Measured against all of Yellowstone County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1190 El Rancho Dr, Billings, MT?

The 2025 property tax bill for 1190 El Rancho Dr, Billings, MT was $2,236. The county assessed it at $428,400.

Closest homes

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Assigned schools

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