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Single Family ResidentialResidential
$505,880$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Mar 29, 2004

1193 RIDGEWAY DR

OAK HARBOR, WA 98277
4
Beds
3
Baths
1,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2001
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$506K
$469K low$543K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Mar 29, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$226,064
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,300
NAVY FCU · P · recorded Mar 29, 2004

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$471,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$311,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$474,867
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$471,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
44
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyIsland
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oak Harbor High SchoolB-
High · Grades 9–12 · 1.4 mi
M
North Whidbey Middle SchoolB+
Middle · Grades 7–8 · 1.9 mi
E
Oak Harbor Elementary SchoolA-
Elementary · Grades KG–4 · 1.9 mi

District: Oak Harbor School District

Neighborhood · ZIP 98277These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.247

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.41,580
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.553 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,763
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,301
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1193 Ridgeway Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Island County
  • Costs less per square foot than 85% of homes in Island County
  • Bigger than 65% of homes in Oak Harbor 98277
  • Newer than 77% of homes in Oak Harbor 98277

What homes are worth in Oak Harbor 98277

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$1.2M

This home is worth more than 49% of homes in Oak Harbor 98277.

How it measures up in Oak Harbor 98277

The dot is this home. The mark in the middle is the typical home in Oak Harbor 98277.

Estimated value$505,880
CheaperTypical $512,645Pricier

Pricier than 49% of homes nearby

Price per ft²$265
CheaperTypical $301Pricier

Pricier than 25% of homes nearby

Living area1,908 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 65% of homes nearby

Year built2001
OlderTypical 1985Newer

Newer than 77% of homes nearby

How 1193 Ridgeway Dr ranks against every home in each area.
MeasureThis homeOak Harbor 98277Island County
Estimated valuepricier than$505,88049% of homes29% of homes
Price per ft²pricier than$26525% of homes15% of homes
Living areabigger than1,908 ft²65% of homes61% of homes
Year builtnewer than200177% of homes74% of homes

About 1193 Ridgeway Dr

How much is 1193 Ridgeway Dr, Oak Harbor, WA worth?

The TopHap Estimate for 1193 Ridgeway Dr, Oak Harbor, WA is $505,880 as of Jul 14, 2026. The likely range is $469,040 to $542,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1193 Ridgeway Dr, Oak Harbor, WA last sell?

1193 Ridgeway Dr, Oak Harbor, WA last sold on Mar 29, 2004 for $220,000, according to the county's recorded deed.

How big is 1193 Ridgeway Dr, Oak Harbor, WA?

1193 Ridgeway Dr, Oak Harbor, WA has 4 bedrooms, 3 bathrooms and 1,908 square feet of living space.

When was 1193 Ridgeway Dr, Oak Harbor, WA built?

1193 Ridgeway Dr, Oak Harbor, WA was built in 2001, making it 25 years old.

What schools serve 1193 Ridgeway Dr, Oak Harbor, WA?

1193 Ridgeway Dr, Oak Harbor, WA is assigned to Oak Harbor High School (high), rated B-; North Whidbey Middle School (middle), rated B+; Oak Harbor Elementary School (elementary), rated A-. All sit in Oak Harbor School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1193 Ridgeway Dr, Oak Harbor, WA compare to other homes in Oak Harbor 98277?

Among the 13,754 homes in Oak Harbor 98277, it is worth more than 49% of them ($505,880 against a typical $512,645), its price per square foot is higher than 25% of them ($265 against a typical $301), it is bigger than 65% of them (1,908 ft² against a typical 1,652 ft²) and it is newer than 77% of them (2001 against a typical 1985). Measured against all of Island County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Oak Harbor 98277

Assigned schools

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