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Single Family ResidenceResidential
$772,607$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $637,500 on Dec 30, 2022

1195 ROUTE 97

COOKSVILLE, MD 21723
2.5
Baths
2,827 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$773K
$734K low$811K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$637,500 · Dec 30, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,107
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,086
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$637,500
UNITED 1 MORTGAGE CORPORATION · recorded Dec 30, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,650 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$757,067 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$662,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$946,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bushy Park Elementary SchoolA-
Elementary · Grades PK–5 · 2.6 mi
M
Glenwood Middle SchoolA
Middle · Grades 6–8 · 2.9 mi
H
Glenelg High SchoolA+
High · Grades 9–12 · 4.3 mi

District: Howard County Public Schools

Neighborhood · ZIP 21723These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.266 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$198,698
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$230,923
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1195 Route 97 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Howard County
  • Costs less per square foot than 75% of homes in Cooksville 21723
  • Bigger than 77% of homes in Howard County
  • Has a bigger lot than 90% of homes in Howard County
  • Older than 85% of homes in Howard County

What homes are worth in Cooksville 21723

Each bar is how many homes fall in that price range. The marker is this home.

This home
$373K$1.6M

This home is worth more than 33% of homes in Cooksville 21723.

How it measures up in Cooksville 21723

The dot is this home. The mark in the middle is the typical home in Cooksville 21723.

Estimated value$772,607
CheaperTypical $903,043Pricier

Pricier than 33% of homes nearby

Price per ft²$273
CheaperTypical $309Pricier

Pricier than 25% of homes nearby

Living area2,827 ft²
SmallerTypical 2,916 ft²Bigger

Bigger than 48% of homes nearby

Lot size3 ac
SmallerTypical 1.19 acBigger

Bigger than 76% of homes nearby

Year built1971
OlderTypical 1999Newer

Newer than 16% of homes nearby

How 1195 Route 97 ranks against every home in each area.
MeasureThis homeCooksville 21723Howard County
Estimated valuepricier than$772,60733% of homes68% of homes
Price per ft²pricier than$27325% of homes25% of homes
Living areabigger than2,827 ft²48% of homes77% of homes
Lot sizebigger than3 ac76% of homes90% of homes
Year builtnewer than197116% of homes15% of homes

About 1195 Route 97

How much is 1195 Route 97, Cooksville, MD worth?

The TopHap Estimate for 1195 Route 97, Cooksville, MD is $772,607 as of Jul 14, 2026. The likely range is $733,837 to $811,377. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1195 Route 97, Cooksville, MD last sell?

1195 Route 97, Cooksville, MD last sold on Dec 30, 2022 for $637,500, according to the county's recorded deed.

How big is 1195 Route 97, Cooksville, MD?

1195 Route 97, Cooksville, MD has 2.5 bathrooms, 2,827 square feet of living space and a 3.00-acre lot.

When was 1195 Route 97, Cooksville, MD built?

1195 Route 97, Cooksville, MD was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 1195 Route 97, Cooksville, MD?

1195 Route 97, Cooksville, MD is assigned to Bushy Park Elementary School (elementary), rated A-; Glenwood Middle School (middle), rated A; Glenelg High School (high), rated A+. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1195 Route 97, Cooksville, MD compare to other homes in Cooksville 21723?

Among the 351 homes in Cooksville 21723, it is worth more than 33% of them ($772,607 against a typical $903,043), its price per square foot is higher than 25% of them ($273 against a typical $309), it is bigger than 48% of them (2,827 ft² against a typical 2,916 ft²), its lot is bigger than 76% of them (3 ac against a typical 1.19 ac) and it is newer than 16% of them (1971 against a typical 1999). Measured against all of Howard County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1195 Route 97, Cooksville, MD?

The 2025 property tax bill for 1195 Route 97, Cooksville, MD was $9,650. The county assessed it at $757,067.

Closest homes

More homes in Cooksville 21723

Assigned schools

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