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CondominiumResidential
$542,345$346 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $429,990 on Sep 13, 2021

12 ATHENS WAY

CLIFFWOOD, NJ 07721
0
Baths
1,569 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,020 ft²
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$542K
$524K low$561K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$429,990 · Sep 13, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,254
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,203
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,091
TOGETHER CU · recorded Sep 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$219,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$458,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Matawan-Aberdeen Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
E
Cliffwood Elementary SchoolC
Elementary · Grades PK–3 · 0.4 mi
H
Matawan Regional High SchoolD
High · Grades 9–12 · 1.8 mi

District: Matawan-Aberdeen Regional School District

Neighborhood · ZIP 07721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,286
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,727
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,900
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Athens Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Monmouth County
  • Costs less per square foot than 68% of homes in Monmouth County
  • Smaller than 66% of homes in Monmouth County
  • Has a smaller lot than 91% of homes in Monmouth County
  • Among the newest homes in Monmouth County

What homes are worth in Cliffwood 07721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$325K$777K

This home is worth more than 43% of homes in Cliffwood 07721.

How it measures up in Cliffwood 07721

The dot is this home. The mark in the middle is the typical home in Cliffwood 07721.

Estimated value$542,345
CheaperTypical $562,328Pricier

Pricier than 43% of homes nearby

Price per ft²$346
CheaperTypical $331Pricier

Pricier than 62% of homes nearby

Living area1,569 ft²
SmallerTypical 1,692 ft²Bigger

Bigger than 44% of homes nearby

Lot size1,020 ft²
SmallerTypical 0.19 acBigger

Bigger than 15% of homes nearby

Year built2022
OlderTypical 1995Newer

Newer than 93% of homes nearby

How 12 Athens Way ranks against every home in each area.
MeasureThis homeCliffwood 07721Monmouth County
Estimated valuepricier than$542,34543% of homes23% of homes
Price per ft²pricier than$34662% of homes32% of homes
Living areabigger than1,569 ft²44% of homes34% of homes
Lot sizebigger than1,020 ft²15% of homes9% of homes
Year builtnewer than202293% of homesalmost all homes

About 12 Athens Way

How much is 12 Athens Way, Cliffwood, NJ worth?

The TopHap Estimate for 12 Athens Way, Cliffwood, NJ is $542,345 as of Jul 14, 2026. The likely range is $523,684 to $561,006. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Athens Way, Cliffwood, NJ last sell?

12 Athens Way, Cliffwood, NJ last sold on Sep 13, 2021 for $429,990, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12 Athens Way, Cliffwood, NJ?

12 Athens Way, Cliffwood, NJ has 1,569 square feet of living space and a 0.02-acre lot.

When was 12 Athens Way, Cliffwood, NJ built?

12 Athens Way, Cliffwood, NJ was built in 2022, making it 4 years old. It is a condo/apartment home.

What schools serve 12 Athens Way, Cliffwood, NJ?

12 Athens Way, Cliffwood, NJ is assigned to Matawan-Aberdeen Middle School (middle), rated B+; Cliffwood Elementary School (elementary), rated C; Matawan Regional High School (high), rated D. All sit in Matawan-Aberdeen Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Athens Way, Cliffwood, NJ compare to other homes in Cliffwood 07721?

Among the 1,046 homes in Cliffwood 07721, it is worth more than 43% of them ($542,345 against a typical $562,328), its price per square foot is higher than 62% of them ($346 against a typical $331), it is bigger than 44% of them (1,569 ft² against a typical 1,692 ft²), its lot is bigger than 15% of them (1,020 ft² against a typical 0.19 ac) and it is newer than 93% of them (2022 against a typical 1995). Measured against all of Monmouth County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Athens Way, Cliffwood, NJ?

The 2025 property tax bill for 12 Athens Way, Cliffwood, NJ was $8,652. The county assessed it at $527,300.

Closest homes

More homes in Cliffwood 07721

Assigned schools

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