Skip to content
Skip to content
TopHapOpen in map
Duplex (2 Units, Any Combination)Residential

12 CHARLES ST

PENACOOK, NH 03303
4
Beds
2
Baths
1,701 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,729 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$89,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.6
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merrimack Valley Middle SchoolC-
Middle · Grades 6–8 · 0.5 mi
H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 0.5 mi
E
Penacook Elementary SchoolD-
Elementary · Grades PK–5 · 0.8 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,728
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Penacook
  • Has a smaller lot than 93% of homes in Merrimack County
  • Older than 88% of homes in Concord 03303

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Living area1,701 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.14 ac
SmallerTypical 0.74 acBigger

Bigger than 10% of homes nearby

Year built1900
OlderTypical 1986Newer

Newer than 12% of homes nearby

How 12 Charles St ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Living areabigger than1,701 ft²68% of homes66% of homes47% of homes
Lot sizebigger than0.14 ac13% of homes10% of homes7% of homes
Year builtnewer than190019% of homes12% of homes13% of homes

About 12 Charles St

When did 12 Charles St, Penacook, NH last sell?

12 Charles St, Penacook, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Charles St, Penacook, NH?

12 Charles St, Penacook, NH has 4 bedrooms, 2 bathrooms, 1,701 square feet of living space and a 0.14-acre lot.

When was 12 Charles St, Penacook, NH built?

12 Charles St, Penacook, NH was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 12 Charles St, Penacook, NH?

12 Charles St, Penacook, NH is assigned to Merrimack Valley Middle School (middle), rated C-; Merrimack Valley High School (high), rated C-; Penacook Elementary School (elementary), rated D-. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Charles St, Penacook, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is bigger than 66% of them (1,701 ft² against a typical 1,414 ft²), its lot is bigger than 10% of them (0.14 ac against a typical 0.74 ac) and it is newer than 12% of them (1900 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Charles St, Penacook, NH?

The 2025 property tax bill for 12 Charles St, Penacook, NH was $6,729. The county assessed it at $218,900.

More homes on Charles St

Closest homes

More homes in Penacook 03303

Assigned schools

Explore the area

See this home in context

Open 12 Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map