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Duplex (2 Units, Any Combination)Residential
Last sold for $230,000 on Dec 5, 2018

39 CHARLES ST

PENACOOK, NH 03303
3
Beds
2
Baths
2,450 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1869
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Dec 5, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,561 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$278,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$182,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 0.6 mi
M
Merrimack Valley Middle SchoolC-
Middle · Grades 6–8 · 0.7 mi
E
Penacook Elementary SchoolD-
Elementary · Grades PK–5 · 0.9 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,724
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,357
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,728
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 91% of homes in Penacook
  • Has a smaller lot than 73% of homes in Merrimack County
  • Older than 95% of homes in Penacook

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Living area2,450 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.45 ac
SmallerTypical 0.75 acBigger

Bigger than 38% of homes nearby

Year built1869
OlderTypical 1986Newer

Newer than 5% of homes nearby

How 39 Charles St ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Living areabigger than2,450 ft²91% of homes87% of homes76% of homes
Lot sizebigger than0.45 ac65% of homes38% of homes27% of homes
Year builtnewer than18695% of homes5% of homes6% of homes

About 39 Charles St

When did 39 Charles St, Penacook, NH last sell?

39 Charles St, Penacook, NH last sold on Dec 5, 2018 for $230,000, according to the county's recorded deed.

How big is 39 Charles St, Penacook, NH?

39 Charles St, Penacook, NH has 3 bedrooms, 2 bathrooms, 2,450 square feet of living space and a 0.45-acre lot.

When was 39 Charles St, Penacook, NH built?

39 Charles St, Penacook, NH was built in 1869, making it 157 years old. The building has 2 stories.

What schools serve 39 Charles St, Penacook, NH?

39 Charles St, Penacook, NH is assigned to Merrimack Valley High School (high), rated C-; Merrimack Valley Middle School (middle), rated C-; Penacook Elementary School (elementary), rated D-. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Charles St, Penacook, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is bigger than 87% of them (2,450 ft² against a typical 1,414 ft²), its lot is bigger than 38% of them (0.45 ac against a typical 0.75 ac) and it is newer than 5% of them (1869 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Charles St, Penacook, NH?

The 2025 property tax bill for 39 Charles St, Penacook, NH was $8,561. The county assessed it at $278,500.

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