Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$820,243$408 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12 ELBERT ST

RAMSEY, NJ 07446
0
Baths
2,011 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$820K
$776K low$864K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,438 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$631,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$348,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$283,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$604,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$631,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Smith Middle SchoolB+
Middle · Grades 6–8 · 0.5 mi
H
Ramsey High SchoolA
High · Grades 9–12 · 0.8 mi
E
Hubbard Elementary SchoolB
Elementary · Grades PK–3 · 0.9 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Elbert St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 69% of homes in Ramsey 07446
  • Has a bigger lot than 77% of homes in Bergen County
  • Older than 88% of homes in Ramsey 07446

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.8M

This home is worth more than 42% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$820,243
CheaperTypical $873,597Pricier

Pricier than 42% of homes nearby

Price per ft²$408
CheaperTypical $440Pricier

Pricier than 31% of homes nearby

Living area2,011 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.32 ac
SmallerTypical 0.28 acBigger

Bigger than 56% of homes nearby

Year built1930
OlderTypical 1964Newer

Newer than 12% of homes nearby

How 12 Elbert St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$820,24342% of homes55% of homes
Price per ft²pricier than$40831% of homes40% of homes
Living areabigger than2,011 ft²50% of homes58% of homes
Lot sizebigger than0.32 ac56% of homes77% of homes
Year builtnewer than193012% of homes22% of homes

About 12 Elbert St

How much is 12 Elbert St, Ramsey, NJ worth?

The TopHap Estimate for 12 Elbert St, Ramsey, NJ is $820,243 as of Aug 30, 2026. The likely range is $776,197 to $864,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Elbert St, Ramsey, NJ last sell?

12 Elbert St, Ramsey, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Elbert St, Ramsey, NJ?

12 Elbert St, Ramsey, NJ has 2,011 square feet of living space and a 0.32-acre lot.

When was 12 Elbert St, Ramsey, NJ built?

12 Elbert St, Ramsey, NJ was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 12 Elbert St, Ramsey, NJ?

12 Elbert St, Ramsey, NJ is assigned to Smith Middle School (middle), rated B+; Ramsey High School (high), rated A; Hubbard Elementary School (elementary), rated B. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Elbert St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,196 homes in Ramsey 07446, it is worth more than 42% of them ($820,243 against a typical $873,597), its price per square foot is higher than 31% of them ($408 against a typical $440), it is bigger than 50% of them (2,011 ft² against a typical 2,004 ft²), its lot is bigger than 56% of them (0.32 ac against a typical 0.28 ac) and it is newer than 12% of them (1930 against a typical 1964). Measured against all of Bergen County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Elbert St, Ramsey, NJ?

The 2025 property tax bill for 12 Elbert St, Ramsey, NJ was $12,438. The county assessed it at $631,700.

More homes on Elbert St

Closest homes

More homes in Ramsey 07446

Assigned schools

Explore the area

See this home in context

Open 12 Elbert St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map