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Single Family ResidenceResidential
$383,460$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $101,400 on Oct 29, 1997

12 ELM RIDGE RD

STOW, MA 01775
3
Beds
2 / 1
Baths
1,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$383K
$365K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$101,400 · Oct 29, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,460
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,768
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
FIRST NLC FINCL SVCS · recorded Jul 18, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,864 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$171,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$257,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMiddlesex
Lot (acres)The size of the land the home sits on, from county records.1.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
The Center SchoolB-
Elementary · Grades PK–5 · 0.9 mi
M
Hale Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
H
Nashoba Regional High SchoolA
High · Grades 9–12 · 7.4 mi

District: Nashoba School District

Neighborhood · ZIP 01775These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.408 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$175,334
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$176,221
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Elm Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Stow 01775
  • Costs less per square foot than 97% of homes in Stow 01775
  • Smaller than 77% of homes in Stow 01775
  • Has a bigger lot than 81% of homes in Middlesex County
  • Newer than 83% of homes in Middlesex County

What homes are worth in Stow 01775

Each bar is how many homes fall in that price range. The marker is this home.

This home
$362K$1.5M

This home is worth more than 4% of homes in Stow 01775.

How it measures up in Stow 01775

The dot is this home. The mark in the middle is the typical home in Stow 01775.

Estimated value$383,460
CheaperTypical $792,064Pricier

Pricier than 4% of homes nearby

Price per ft²$249
CheaperTypical $384Pricier

Pricier than 3% of homes nearby

Living area1,540 ft²
SmallerTypical 2,101 ft²Bigger

Bigger than 23% of homes nearby

Lot size1.04 ac
SmallerTypical 1.04 acBigger

Bigger than 49% of homes nearby

Year built1993
OlderTypical 1977Newer

Newer than 66% of homes nearby

How 12 Elm Ridge Rd ranks against every home in each area.
MeasureThis homeStow 01775Middlesex County
Estimated valuepricier than$383,4604% of homes6% of homes
Price per ft²pricier than$2493% of homes3% of homes
Living areabigger than1,540 ft²23% of homes37% of homes
Lot sizebigger than1.04 ac49% of homes81% of homes
Year builtnewer than199366% of homes83% of homes

About 12 Elm Ridge Rd

How much is 12 Elm Ridge Rd, Stow, MA worth?

The TopHap Estimate for 12 Elm Ridge Rd, Stow, MA is $383,460 as of Jul 14, 2026. The likely range is $365,344 to $401,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Elm Ridge Rd, Stow, MA last sell?

12 Elm Ridge Rd, Stow, MA last sold on Oct 29, 1997 for $101,400, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12 Elm Ridge Rd, Stow, MA?

12 Elm Ridge Rd, Stow, MA has 3 bedrooms, 2 bathrooms, 1,540 square feet of living space and a 1.04-acre lot.

When was 12 Elm Ridge Rd, Stow, MA built?

12 Elm Ridge Rd, Stow, MA was built in 1993, making it 33 years old. It is a colonial home. The building has 2 stories.

What schools serve 12 Elm Ridge Rd, Stow, MA?

12 Elm Ridge Rd, Stow, MA is assigned to The Center School (elementary), rated B-; Hale Middle School (middle), rated A; Nashoba Regional High School (high), rated A. All sit in Nashoba School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Elm Ridge Rd, Stow, MA compare to other homes in Stow 01775?

Among the 2,609 homes in Stow 01775, it is worth more than 4% of them ($383,460 against a typical $792,064), its price per square foot is higher than 3% of them ($249 against a typical $384), it is bigger than 23% of them (1,540 ft² against a typical 2,101 ft²), its lot is bigger than 49% of them (1.04 ac against a typical 1.04 ac) and it is newer than 66% of them (1993 against a typical 1977). Measured against all of Middlesex County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Elm Ridge Rd, Stow, MA?

The 2025 property tax bill for 12 Elm Ridge Rd, Stow, MA was $4,864. The county assessed it at $279,200.

Closest homes

More homes in Stow 01775

Assigned schools

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