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TownhouseResidential
$395,122$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $388,500 on Feb 27, 2026

12 RIVER OAKS CIR

PIKESVILLE, MD 21208
2.5
Baths
2,099 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$395K
$331K low$460K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$388,500 · Feb 27, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,122
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,098
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
KBG REAL ESTATE LLC · P · recorded Feb 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,966 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$335,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$355,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyBALTIMORE
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pikesville Middle SchoolD
Middle · Grades 6–8 · 1.6 mi
E
Fort Garrison Elementary SchoolA+
Elementary · Grades PK–5 · 1.6 mi
H
Pikesville High SchoolB-
High · Grades 9–12 · 2.0 mi

District: Baltimore County Public Schools

Neighborhood · ZIP 21208These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.34,426
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,744 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,294
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,577
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 River Oaks Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 81% of homes in Baltimore County
  • Bigger than 77% of homes in Baltimore County
  • Has a smaller lot than 75% of homes in Pikesville 21208
  • Newer than 70% of homes in Baltimore County

What homes are worth in Pikesville 21208

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$1.3M

This home is worth more than 56% of homes in Pikesville 21208.

How it measures up in Pikesville 21208

The dot is this home. The mark in the middle is the typical home in Pikesville 21208.

Estimated value$395,122
CheaperTypical $366,871Pricier

Pricier than 56% of homes nearby

Price per ft²$188
CheaperTypical $213Pricier

Pricier than 30% of homes nearby

Living area2,099 ft²
SmallerTypical 1,770 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.17 acBigger

Bigger than 25% of homes nearby

Year built1986
OlderTypical 1964Newer

Newer than 69% of homes nearby

How 12 River Oaks Cir ranks against every home in each area.
MeasureThis homePikesville 21208Baltimore County
Estimated valuepricier than$395,12256% of homes59% of homes
Price per ft²pricier than$18830% of homes19% of homes
Living areabigger than2,099 ft²64% of homes77% of homes
Lot sizebigger than3,049 ft²25% of homes27% of homes
Year builtnewer than198669% of homes70% of homes

About 12 River Oaks Cir

How much is 12 River Oaks Cir, Pikesville, MD worth?

The TopHap Estimate for 12 River Oaks Cir, Pikesville, MD is $395,122 as of Jul 14, 2026. The likely range is $330,529 to $459,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 River Oaks Cir, Pikesville, MD last sell?

12 River Oaks Cir, Pikesville, MD last sold on Feb 27, 2026 for $388,500, according to the county's recorded deed.

How big is 12 River Oaks Cir, Pikesville, MD?

12 River Oaks Cir, Pikesville, MD has 2.5 bathrooms, 2,099 square feet of living space and a 0.07-acre lot.

When was 12 River Oaks Cir, Pikesville, MD built?

12 River Oaks Cir, Pikesville, MD was built in 1986, making it 40 years old. It is a townhouse home. The building has 2 stories.

What schools serve 12 River Oaks Cir, Pikesville, MD?

12 River Oaks Cir, Pikesville, MD is assigned to Pikesville Middle School (middle), rated D; Fort Garrison Elementary School (elementary), rated A+; Pikesville High School (high), rated B-. All sit in Baltimore County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 River Oaks Cir, Pikesville, MD compare to other homes in Pikesville 21208?

Among the 11,779 homes in Pikesville 21208, it is worth more than 56% of them ($395,122 against a typical $366,871), its price per square foot is higher than 30% of them ($188 against a typical $213), it is bigger than 64% of them (2,099 ft² against a typical 1,770 ft²), its lot is bigger than 25% of them (3,049 ft² against a typical 0.17 ac) and it is newer than 69% of them (1986 against a typical 1964). Measured against all of Baltimore County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 River Oaks Cir, Pikesville, MD?

The 2024 property tax bill for 12 River Oaks Cir, Pikesville, MD was $4,966. The county assessed it at $355,400.

Closest homes

More homes in Pikesville 21208

Assigned schools

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