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Single Family ResidenceResidential
$1,149,197$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $870,000 on Jul 20, 2007

12 ROCK SPRING RD

CHESTER, NJ 07930
0
Baths
4,011 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$870,000 · Jul 20, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$616,844
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$493,475
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$532,353
BANK OF AMERICA · recorded Dec 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,050 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$734,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$483,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$734,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$734,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Black River Middle SchoolB+
Middle · Grades 6–8 · 2.1 mi
E
Dickerson Elementary School
Elementary · Grades PK–2 · 2.9 mi
H
West Morris Mendham High SchoolA+
High · Grades 9–12 · 3.4 mi

District: Chester Township School District

Neighborhood · ZIP 07930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,300
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,876
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$224,662
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Rock Spring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Morris County
  • Costs less per square foot than 86% of homes in Morris County
  • Bigger than 95% of homes in Morris County
  • Has a bigger lot than 93% of homes in Morris County
  • Newer than 66% of homes in Morris County

What homes are worth in Chester 07930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$441K$1.9M

This home is worth more than 69% of homes in Chester 07930.

How it measures up in Chester 07930

The dot is this home. The mark in the middle is the typical home in Chester 07930.

Estimated value$1,149,197
CheaperTypical $935,351Pricier

Pricier than 69% of homes nearby

Price per ft²$287
CheaperTypical $330Pricier

Pricier than 17% of homes nearby

Living area4,011 ft²
SmallerTypical 2,939 ft²Bigger

Bigger than 78% of homes nearby

Lot size2.02 ac
SmallerTypical 2.02 acBigger

Bigger than 51% of homes nearby

Year built1981
OlderTypical 1979Newer

Newer than 53% of homes nearby

How 12 Rock Spring Rd ranks against every home in each area.
MeasureThis homeChester 07930Morris County
Estimated valuepricier than$1,149,19769% of homes86% of homes
Price per ft²pricier than$28717% of homes14% of homes
Living areabigger than4,011 ft²78% of homes95% of homes
Lot sizebigger than2.02 ac51% of homes93% of homes
Year builtnewer than198153% of homes66% of homes

About 12 Rock Spring Rd

How much is 12 Rock Spring Rd, Chester, NJ worth?

The TopHap Estimate for 12 Rock Spring Rd, Chester, NJ is $1,149,197 as of Jul 14, 2026. The likely range is $1,092,293 to $1,206,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Rock Spring Rd, Chester, NJ last sell?

12 Rock Spring Rd, Chester, NJ last sold on Jul 20, 2007 for $870,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 12 Rock Spring Rd, Chester, NJ built?

12 Rock Spring Rd, Chester, NJ was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 12 Rock Spring Rd, Chester, NJ?

12 Rock Spring Rd, Chester, NJ is assigned to Black River Middle School (middle), rated B+; Dickerson Elementary School (elementary); West Morris Mendham High School (high), rated A+. All sit in Chester Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Rock Spring Rd, Chester, NJ compare to other homes in Chester 07930?

Among the 2,788 homes in Chester 07930, it is worth more than 69% of them ($1,149,197 against a typical $935,351), its price per square foot is higher than 17% of them ($287 against a typical $330), it is bigger than 78% of them (4,011 ft² against a typical 2,939 ft²), its lot is bigger than 51% of them (2.02 ac against a typical 2.02 ac) and it is newer than 53% of them (1981 against a typical 1979). Measured against all of Morris County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Rock Spring Rd, Chester, NJ?

The 2024 property tax bill for 12 Rock Spring Rd, Chester, NJ was $19,050. The county assessed it at $734,400.

Closest homes

More homes in Chester 07930

Assigned schools

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