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Single Family ResidenceResidential
$446,521$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12 ROSS RD

WILMINGTON, DE 19810
3
Beds
2 / 1
Baths
2,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$447K
$433K low$460K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$246,703
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$197,362
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,818
CHASE MANHATTAN MORTGAGE CORP · E · recorded Jan 20, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WACHOVIA BANK OF DELAWARE NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$417,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNew Castle
Lot (acres)The size of the land the home sits on, from county records.0.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Concord High SchoolB
High · Grades 9–12 · 0.3 mi
E
Lancashire Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
M
Springer Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi

District: Brandywine School District

Neighborhood · ZIP 19810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.25,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,276
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Ross Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Wilmington 19810
  • Costs less per square foot than 75% of homes in Wilmington 19810
  • Has a bigger lot than 74% of homes in New Castle County
  • Newer than 84% of homes in Wilmington 19810

What homes are worth in Wilmington 19810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$770K

This home is worth more than 33% of homes in Wilmington 19810.

How it measures up in Wilmington 19810

The dot is this home. The mark in the middle is the typical home in Wilmington 19810.

Estimated value$446,521
CheaperTypical $486,469Pricier

Pricier than 33% of homes nearby

Price per ft²$218
CheaperTypical $238Pricier

Pricier than 25% of homes nearby

Living area2,050 ft²
SmallerTypical 2,025 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.33 ac
SmallerTypical 0.27 acBigger

Bigger than 68% of homes nearby

Year built1978
OlderTypical 1966Newer

Newer than 84% of homes nearby

How 12 Ross Rd ranks against every home in each area.
MeasureThis homeWilmington 19810New Castle County
Estimated valuepricier than$446,52133% of homes62% of homes
Price per ft²pricier than$21825% of homes48% of homes
Living areabigger than2,050 ft²53% of homes63% of homes
Lot sizebigger than0.33 ac68% of homes74% of homes
Year builtnewer than197884% of homes55% of homes

About 12 Ross Rd

How much is 12 Ross Rd, Wilmington, DE worth?

The TopHap Estimate for 12 Ross Rd, Wilmington, DE is $446,521 as of Jul 14, 2026. The likely range is $433,267 to $459,775. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Ross Rd, Wilmington, DE last sell?

12 Ross Rd, Wilmington, DE last sold on Dec 11, 2003, according to the county's recorded deed.

How big is 12 Ross Rd, Wilmington, DE?

12 Ross Rd, Wilmington, DE has 3 bedrooms, 2 bathrooms, 2,050 square feet of living space and a 0.33-acre lot.

When was 12 Ross Rd, Wilmington, DE built?

12 Ross Rd, Wilmington, DE was built in 1978, making it 48 years old. It is a colonial home. The building has 2 stories.

What schools serve 12 Ross Rd, Wilmington, DE?

12 Ross Rd, Wilmington, DE is assigned to Concord High School (high), rated B; Lancashire Elementary School (elementary), rated A; Springer Middle School (middle), rated B-. All sit in Brandywine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Ross Rd, Wilmington, DE compare to other homes in Wilmington 19810?

Among the 8,998 homes in Wilmington 19810, it is worth more than 33% of them ($446,521 against a typical $486,469), its price per square foot is higher than 25% of them ($218 against a typical $238), it is bigger than 53% of them (2,050 ft² against a typical 2,025 ft²), its lot is bigger than 68% of them (0.33 ac against a typical 0.27 ac) and it is newer than 84% of them (1978 against a typical 1966). Measured against all of New Castle County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Ross Rd, Wilmington, DE?

The 2025 property tax bill for 12 Ross Rd, Wilmington, DE was $3,633. The county assessed it at $417,000.

Closest homes

More homes in Wilmington 19810

Assigned schools

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