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Single Family ResidenceResidential
$405,093$265 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $67,000 on Dec 2, 1997

12 RUSTIC LN

SPENCER, MA 01562
3
Beds
2 / 1
Baths
1,527 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$405K
$383K low$427K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$67,000 · Dec 2, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$332,093
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$265,674
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,000
N BROOKFIELD SAVINGS BANK · recorded Apr 13, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,456 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.53
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wire Village SchoolC-
Elementary · Grades KG–4 · 0.5 mi
H
David Prouty High SchoolD+
High · Grades 9–12 · 0.6 mi
M
Knox Trail Middle SchoolC
Middle · Grades 5–8 · 1.1 mi

District: Spencer-East Brookfield School District

Neighborhood · ZIP 01562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,315
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.362 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,330
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,868
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Rustic Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Worcester County
  • Costs less per square foot than 74% of homes in Worcester County
  • Older than 72% of homes in Worcester County

What homes are worth in Spencer 01562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$837K

This home is worth more than 43% of homes in Spencer 01562.

How it measures up in Spencer 01562

The dot is this home. The mark in the middle is the typical home in Spencer 01562.

Estimated value$405,093
CheaperTypical $426,944Pricier

Pricier than 43% of homes nearby

Price per ft²$265
CheaperTypical $285Pricier

Pricier than 39% of homes nearby

Living area1,527 ft²
SmallerTypical 1,640 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.53 ac
SmallerTypical 0.59 acBigger

Bigger than 48% of homes nearby

Year built1940
OlderTypical 1967Newer

Newer than 29% of homes nearby

How 12 Rustic Ln ranks against every home in each area.
MeasureThis homeSpencer 01562Worcester County
Estimated valuepricier than$405,09343% of homes29% of homes
Price per ft²pricier than$26539% of homes26% of homes
Living areabigger than1,527 ft²44% of homes41% of homes
Lot sizebigger than0.53 ac48% of homes54% of homes
Year builtnewer than194029% of homes28% of homes

About 12 Rustic Ln

How much is 12 Rustic Ln, Spencer, MA worth?

The TopHap Estimate for 12 Rustic Ln, Spencer, MA is $405,093 as of Jul 14, 2026. The likely range is $383,165 to $427,021. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Rustic Ln, Spencer, MA last sell?

12 Rustic Ln, Spencer, MA last sold on Dec 2, 1997 for $67,000, according to the county's recorded deed.

How big is 12 Rustic Ln, Spencer, MA?

12 Rustic Ln, Spencer, MA has 3 bedrooms, 2 bathrooms, 1,527 square feet of living space and a 0.53-acre lot.

When was 12 Rustic Ln, Spencer, MA built?

12 Rustic Ln, Spencer, MA was built in 1940, making it 86 years old. It is a conventional home. The building has 2 stories.

What schools serve 12 Rustic Ln, Spencer, MA?

12 Rustic Ln, Spencer, MA is assigned to Wire Village School (elementary), rated C-; David Prouty High School (high), rated D+; Knox Trail Middle School (middle), rated C. All sit in Spencer-East Brookfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Rustic Ln, Spencer, MA compare to other homes in Spencer 01562?

Among the 3,927 homes in Spencer 01562, it is worth more than 43% of them ($405,093 against a typical $426,944), its price per square foot is higher than 39% of them ($265 against a typical $285), it is bigger than 44% of them (1,527 ft² against a typical 1,640 ft²), its lot is bigger than 48% of them (0.53 ac against a typical 0.59 ac) and it is newer than 29% of them (1940 against a typical 1967). Measured against all of Worcester County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Rustic Ln, Spencer, MA?

The 2025 property tax bill for 12 Rustic Ln, Spencer, MA was $3,456. The county assessed it at $294,400.

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Assigned schools

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