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Rural ResidenceResidential
$747,703$542 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $276,000 on Jun 24, 2019

12 SPEARS PATH

FOSTER, RI 02825
2
Beds
3
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
42.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$748K
$705K low$791K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$276,000 · Jun 24, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$291,703
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$233,362
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$456,000
PENNYMAC LOAN SERVICES LLC · R · recorded Sep 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,042 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$513,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$392,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.42.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Capt. Isaac Paine Elementary SchoolB+
Elementary · Grades PK–5 · 0.4 mi
H
Ponaganset High SchoolA-
High · Grades 9–12 · 4.2 mi
M
Ponaganset Middle SchoolC
Middle · Grades 6–8 · 5.1 mi

District: Foster Elementary School District

Neighborhood · ZIP 02825These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,323
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,905
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,204
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Spears Path measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Providence County
  • Among the highest price per square foot in Foster 02825
  • Smaller than 72% of homes in Foster 02825
  • Among the largest lots in Providence County
  • Newer than 88% of homes in Providence County

What homes are worth in Foster 02825

Each bar is how many homes fall in that price range. The marker is this home.

This home
$325K$970K

This home is worth more than 89% of homes in Foster 02825.

How it measures up in Foster 02825

The dot is this home. The mark in the middle is the typical home in Foster 02825.

Estimated value$747,703
CheaperTypical $543,896Pricier

Pricier than 89% of homes nearby

Price per ft²$542
CheaperTypical $315Pricier

Pricier than almost all homes nearby

Living area1,380 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 28% of homes nearby

Lot size42.42 ac
SmallerTypical 5.02 acBigger

Bigger than 96% of homes nearby

Year built1995
OlderTypical 1978Newer

Newer than 76% of homes nearby

How 12 Spears Path ranks against every home in each area.
MeasureThis homeFoster 02825Providence County
Estimated valuepricier than$747,70389% of homes91% of homes
Price per ft²pricier than$542almost all homes98% of homes
Living areabigger than1,380 ft²28% of homes39% of homes
Lot sizebigger than42.42 ac96% of homesalmost all homes
Year builtnewer than199576% of homes88% of homes

About 12 Spears Path

How much is 12 Spears Path, Foster, RI worth?

The TopHap Estimate for 12 Spears Path, Foster, RI is $747,703 as of Jul 14, 2026. The likely range is $704,819 to $790,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Spears Path, Foster, RI last sell?

12 Spears Path, Foster, RI last sold on Jun 24, 2019 for $276,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12 Spears Path, Foster, RI?

12 Spears Path, Foster, RI has 2 bedrooms, 3 bathrooms, 1,380 square feet of living space and a 42.42-acre lot.

When was 12 Spears Path, Foster, RI built?

12 Spears Path, Foster, RI was built in 1995, making it 31 years old. It is a ranch home. The building has 1 story.

What schools serve 12 Spears Path, Foster, RI?

12 Spears Path, Foster, RI is assigned to Capt. Isaac Paine Elementary School (elementary), rated B+; Ponaganset High School (high), rated A-; Ponaganset Middle School (middle), rated C. All sit in Foster Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Spears Path, Foster, RI compare to other homes in Foster 02825?

Among the 2,044 homes in Foster 02825, it is worth more than 89% of them ($747,703 against a typical $543,896), its price per square foot is higher than almost all of them ($542 against a typical $315), it is bigger than 28% of them (1,380 ft² against a typical 1,736 ft²), its lot is bigger than 96% of them (42.42 ac against a typical 5.02 ac) and it is newer than 76% of them (1995 against a typical 1978). Measured against all of Providence County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Spears Path, Foster, RI?

The 2025 property tax bill for 12 Spears Path, Foster, RI was $11,042. The county assessed it at $513,100.

Closest homes

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Assigned schools

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