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Single Family ResidenceResidential
$572,470$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12 SPENCER ST

WHARTON, NJ 07885
0
Baths
1,983 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$572K
$533K low$612K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,607 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.88
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 07885These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,605
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Morris County
  • Costs less per square foot than 85% of homes in Morris County
  • Bigger than 75% of homes in Wharton 07885
  • Has a bigger lot than 95% of homes in Wharton 07885
  • Older than 74% of homes in Morris County

What homes are worth in Wharton 07885

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$802K

This home is worth more than 71% of homes in Wharton 07885.

How it measures up in Wharton 07885

The dot is this home. The mark in the middle is the typical home in Wharton 07885.

Estimated value$572,470
CheaperTypical $499,933Pricier

Pricier than 71% of homes nearby

Price per ft²$289
CheaperTypical $310Pricier

Pricier than 33% of homes nearby

Living area1,983 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.88 ac
SmallerTypical 0.21 acBigger

Bigger than 95% of homes nearby

Year built1952
OlderTypical 1959Newer

Newer than 40% of homes nearby

How 12 Spencer St ranks against every home in each area.
MeasureThis homeWharton 07885Morris County
Estimated valuepricier than$572,47071% of homes28% of homes
Price per ft²pricier than$28933% of homes15% of homes
Living areabigger than1,983 ft²75% of homes50% of homes
Lot sizebigger than0.88 ac95% of homes82% of homes
Year builtnewer than195240% of homes26% of homes

About 12 Spencer St

How much is 12 Spencer St, Wharton, NJ worth?

The TopHap Estimate for 12 Spencer St, Wharton, NJ is $572,470 as of Oct 21, 2026. The likely range is $533,311 to $611,629. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Spencer St, Wharton, NJ last sell?

12 Spencer St, Wharton, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12 Spencer St, Wharton, NJ?

12 Spencer St, Wharton, NJ has 1,983 square feet of living space and a 0.88-acre lot.

When was 12 Spencer St, Wharton, NJ built?

12 Spencer St, Wharton, NJ was built in 1952, making it 74 years old. The building has 1 story.

How does 12 Spencer St, Wharton, NJ compare to other homes in Wharton 07885?

Among the 3,398 homes in Wharton 07885, it is worth more than 71% of them ($572,470 against a typical $499,933), its price per square foot is higher than 33% of them ($289 against a typical $310), it is bigger than 75% of them (1,983 ft² against a typical 1,562 ft²), its lot is bigger than 95% of them (0.88 ac against a typical 0.21 ac) and it is newer than 40% of them (1952 against a typical 1959). Measured against all of Morris County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Spencer St, Wharton, NJ?

The 2024 property tax bill for 12 Spencer St, Wharton, NJ was $8,607. The county assessed it at $313,100.

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