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Single Family ResidenceResidential
$403,531$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $100,000 on May 15, 2002

4 SPENCER ST

WHARTON, NJ 07885
0
Baths
1,062 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$404K
$382K low$425K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · May 15, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,394 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Neighborhood · ZIP 07885These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,605
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Morris County
  • Costs more per square foot than 82% of homes in Wharton 07885
  • Smaller than 91% of homes in Morris County
  • Has a bigger lot than 91% of homes in Wharton 07885
  • Older than 87% of homes in Morris County

What homes are worth in Wharton 07885

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$798K

This home is worth more than 20% of homes in Wharton 07885.

How it measures up in Wharton 07885

The dot is this home. The mark in the middle is the typical home in Wharton 07885.

Estimated value$403,531
CheaperTypical $500,356Pricier

Pricier than 20% of homes nearby

Price per ft²$380
CheaperTypical $310Pricier

Pricier than 82% of homes nearby

Living area1,062 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.63 ac
SmallerTypical 0.21 acBigger

Bigger than 91% of homes nearby

Year built1934
OlderTypical 1959Newer

Newer than 23% of homes nearby

How 4 Spencer St ranks against every home in each area.
MeasureThis homeWharton 07885Morris County
Estimated valuepricier than$403,53120% of homes6% of homes
Price per ft²pricier than$38082% of homes57% of homes
Living areabigger than1,062 ft²15% of homes9% of homes
Lot sizebigger than0.63 ac91% of homes74% of homes
Year builtnewer than193423% of homes13% of homes

About 4 Spencer St

How much is 4 Spencer St, Wharton, NJ worth?

The TopHap Estimate for 4 Spencer St, Wharton, NJ is $403,531 as of Sep 24, 2026. The likely range is $381,983 to $425,079. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4 Spencer St, Wharton, NJ last sell?

4 Spencer St, Wharton, NJ last sold on May 15, 2002 for $100,000, according to the county's recorded deed.

How big is 4 Spencer St, Wharton, NJ?

4 Spencer St, Wharton, NJ has 1,062 square feet of living space and a 0.63-acre lot.

When was 4 Spencer St, Wharton, NJ built?

4 Spencer St, Wharton, NJ was built in 1934, making it 92 years old. The building has 1 story.

How does 4 Spencer St, Wharton, NJ compare to other homes in Wharton 07885?

Among the 3,399 homes in Wharton 07885, it is worth more than 20% of them ($403,531 against a typical $500,356), its price per square foot is higher than 82% of them ($380 against a typical $310), it is bigger than 15% of them (1,062 ft² against a typical 1,568 ft²), its lot is bigger than 91% of them (0.63 ac against a typical 0.21 ac) and it is newer than 23% of them (1934 against a typical 1959). Measured against all of Morris County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4 Spencer St, Wharton, NJ?

The 2024 property tax bill for 4 Spencer St, Wharton, NJ was $6,394. The county assessed it at $232,600.

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