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Single Family ResidenceResidential
$334,994$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,750 on Jul 24, 2017

12 W RIVER OAKS LN

INGRAM, TX 78025
2
Baths
1,518 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.

Valuation

$335K
$317K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,750 · Jul 24, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,244
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,395
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,750
SWBC MORTGAGE CORP · recorded Jul 24, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,619 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,543 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$214,543
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$303,295
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$299,543

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKerr
Lot (acres)The size of the land the home sits on, from county records.0.43
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 690 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 2.6 mi
E
Hunt SchoolA
Elementary · Grades PK–8 · 2.6 mi

District: Hunt Independent School District

Neighborhood · ZIP 78025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,661
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,321
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 W River Oaks Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Ingram 78025
  • Has a smaller lot than 71% of homes in Ingram 78025
  • Newer than 75% of homes in Ingram 78025

What homes are worth in Ingram 78025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$1.4M

This home is worth more than 40% of homes in Ingram 78025.

How it measures up in Ingram 78025

The dot is this home. The mark in the middle is the typical home in Ingram 78025.

Estimated value$334,994
CheaperTypical $384,097Pricier

Pricier than 40% of homes nearby

Price per ft²$221
CheaperTypical $246Pricier

Pricier than 34% of homes nearby

Living area1,518 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.43 ac
SmallerTypical 0.98 acBigger

Bigger than 29% of homes nearby

Year built2004
OlderTypical 1994Newer

Newer than 75% of homes nearby

How 12 W River Oaks Ln ranks against every home in each area.
MeasureThis homeIngram 78025Kerr County
Estimated valuepricier than$334,99440% of homes38% of homes
Price per ft²pricier than$22134% of homes41% of homes
Living areabigger than1,518 ft²57% of homes50% of homes
Lot sizebigger than0.43 ac29% of homes32% of homes
Year builtnewer than200475% of homes74% of homes

About 12 W River Oaks Ln

How much is 12 W River Oaks Ln, Ingram, TX worth?

The TopHap Estimate for 12 W River Oaks Ln, Ingram, TX is $334,994 as of Jul 14, 2026. The likely range is $317,263 to $352,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 W River Oaks Ln, Ingram, TX last sell?

12 W River Oaks Ln, Ingram, TX last sold on Jul 24, 2017 for $175,750, according to the county's recorded deed.

How big is 12 W River Oaks Ln, Ingram, TX?

12 W River Oaks Ln, Ingram, TX has 2 bathrooms, 1,518 square feet of living space and a 0.43-acre lot.

When was 12 W River Oaks Ln, Ingram, TX built?

12 W River Oaks Ln, Ingram, TX was built in 2004, making it 22 years old.

What schools serve 12 W River Oaks Ln, Ingram, TX?

12 W River Oaks Ln, Ingram, TX is assigned to Ingram Tom Moore High School (high), rated B+; Hunt School (elementary), rated A. All sit in Hunt Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 W River Oaks Ln, Ingram, TX compare to other homes in Ingram 78025?

Among the 2,408 homes in Ingram 78025, it is worth more than 40% of them ($334,994 against a typical $384,097), its price per square foot is higher than 34% of them ($221 against a typical $246), it is bigger than 57% of them (1,518 ft² against a typical 1,400 ft²), its lot is bigger than 29% of them (0.43 ac against a typical 0.98 ac) and it is newer than 75% of them (2004 against a typical 1994). Measured against all of Kerr County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 W River Oaks Ln, Ingram, TX?

The 2024 property tax bill for 12 W River Oaks Ln, Ingram, TX was $3,619. The county assessed it at $299,543.

Closest homes

More homes in Ingram 78025

Assigned schools

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