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Single Family ResidenceResidential
$1,179,391$411 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $700,000 on Dec 19, 2019

12 WATER ST

IPSWICH, MA 01938
4
Beds
3
Baths
2,867 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1725
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.2M
$1.1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$700,000 · Dec 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,989 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$985,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$542,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$443,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$940,975

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(19)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 01938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,429
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.369 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,809
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Essex County
  • Bigger than 82% of homes in Essex County
  • Among the oldest homes in Essex County

What homes are worth in Ipswich 01938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$327K$1.9M

This home is worth more than 83% of homes in Ipswich 01938.

How it measures up in Ipswich 01938

The dot is this home. The mark in the middle is the typical home in Ipswich 01938.

Estimated value$1,179,391
CheaperTypical $804,798Pricier

Pricier than 83% of homes nearby

Price per ft²$411
CheaperTypical $426Pricier

Pricier than 44% of homes nearby

Living area2,867 ft²
SmallerTypical 1,887 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.35 ac
SmallerTypical 0.37 acBigger

Bigger than 47% of homes nearby

Year built1725
OlderTypical 1965Newer

Older than almost all homes nearby

How 12 Water St ranks against every home in each area.
MeasureThis homeIpswich 01938Essex County
Estimated valuepricier than$1,179,39183% of homes88% of homes
Price per ft²pricier than$41144% of homes54% of homes
Living areabigger than2,867 ft²81% of homes82% of homes
Lot sizebigger than0.35 ac47% of homes60% of homes
Year builtnewer than1725almost no homesalmost no homes

About 12 Water St

How much is 12 Water St, Ipswich, MA worth?

The TopHap Estimate for 12 Water St, Ipswich, MA is $1,179,391 as of Sep 24, 2026. The likely range is $1,114,472 to $1,244,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Water St, Ipswich, MA last sell?

12 Water St, Ipswich, MA last sold on Dec 19, 2019 for $700,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 12 Water St, Ipswich, MA?

12 Water St, Ipswich, MA has 4 bedrooms, 3 bathrooms, 2,867 square feet of living space and a 0.35-acre lot.

When was 12 Water St, Ipswich, MA built?

12 Water St, Ipswich, MA was built in 1725, making it 301 years old. It is a historical home. The building has 2 stories.

How does 12 Water St, Ipswich, MA compare to other homes in Ipswich 01938?

Among the 5,117 homes in Ipswich 01938, it is worth more than 83% of them ($1,179,391 against a typical $804,798), its price per square foot is higher than 44% of them ($411 against a typical $426), it is bigger than 81% of them (2,867 ft² against a typical 1,887 ft²), its lot is bigger than 47% of them (0.35 ac against a typical 0.37 ac) and it is newer than almost none of them (1725 against a typical 1965). Measured against all of Essex County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Water St, Ipswich, MA?

The 2025 property tax bill for 12 Water St, Ipswich, MA was $10,989. The county assessed it at $985,600.

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