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Single Family ResidenceResidential
Last sold for $480,000 on May 1, 2024

31 WATER ST

IPSWICH, MA 01938
4
Beds
1
Baths
995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,350 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · May 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,542 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$497,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$410,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$448,590

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 01938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,429
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.369 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,809
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 91% of homes in Ipswich 01938
  • Has a smaller lot than 95% of homes in Ipswich 01938
  • Older than 71% of homes in Ipswich 01938

How it measures up in Ipswich 01938

The dot is this home. The mark in the middle is the typical home in Ipswich 01938.

Living area995 ft²
SmallerTypical 1,881 ft²Bigger

Bigger than 9% of homes nearby

Lot size3,350 ft²
SmallerTypical 0.37 acBigger

Bigger than 5% of homes nearby

Year built1945
OlderTypical 1965Newer

Newer than 29% of homes nearby

How 31 Water St ranks against every home in each area.
MeasureThis homeIpswich 01938Essex County
Living areabigger than995 ft²9% of homes9% of homes
Lot sizebigger than3,350 ft²5% of homes6% of homes
Year builtnewer than194529% of homes39% of homes

About 31 Water St

When did 31 Water St, Ipswich, MA last sell?

31 Water St, Ipswich, MA last sold on May 1, 2024 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 31 Water St, Ipswich, MA?

31 Water St, Ipswich, MA has 4 bedrooms, 1 bathrooms, 995 square feet of living space and a 0.08-acre lot.

When was 31 Water St, Ipswich, MA built?

31 Water St, Ipswich, MA was built in 1945, making it 81 years old. It is a rustic home. The building has 1 story.

How does 31 Water St, Ipswich, MA compare to other homes in Ipswich 01938?

Among the 5,117 homes in Ipswich 01938, it is bigger than 9% of them (995 ft² against a typical 1,881 ft²), its lot is bigger than 5% of them (3,350 ft² against a typical 0.37 ac) and it is newer than 29% of them (1945 against a typical 1965). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Water St, Ipswich, MA?

The 2025 property tax bill for 31 Water St, Ipswich, MA was $5,542. The county assessed it at $497,000.

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