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Single Family ResidenceResidential
$278,896$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

120 COTTON RD

COMMERCE, GA 30529
3
Beds
1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1898
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$279K
$258K low$300K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,060 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$184,311 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,251
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,476
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,777

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Lot (acres)The size of the land the home sits on, from county records.8.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Tin
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 360 ft²Porch · 432 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB
Middle · Grades 6–8 · 1.6 mi
H
Banks County High SchoolB-
High · Grades 9–12 · 2.2 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 3.6 mi

District: Banks County School District

Neighborhood · ZIP 30529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,404
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,741
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Cotton Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Commerce 30529
  • Among the oldest homes in Commerce 30529

What homes are worth in Commerce 30529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$687K

This home is worth more than 46% of homes in Commerce 30529.

How it measures up in Commerce 30529

The dot is this home. The mark in the middle is the typical home in Commerce 30529.

Estimated value$278,896
CheaperTypical $288,245Pricier

Pricier than 46% of homes nearby

Price per ft²$182
CheaperTypical $172Pricier

Pricier than 63% of homes nearby

Living area1,536 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 44% of homes nearby

Lot size8.5 ac
SmallerTypical 0.75 acBigger

Bigger than 94% of homes nearby

Year built1898
OlderTypical 1994Newer

Older than almost all homes nearby

How 120 Cotton Rd ranks against every home in each area.
MeasureThis homeCommerce 30529Banks County
Estimated valuepricier than$278,89646% of homes39% of homes
Price per ft²pricier than$18263% of homes42% of homes
Living areabigger than1,536 ft²44% of homes39% of homes
Lot sizebigger than8.5 ac94% of homes80% of homes
Year builtnewer than1898almost no homes3% of homes

About 120 Cotton Rd

How much is 120 Cotton Rd, Commerce, GA worth?

The TopHap Estimate for 120 Cotton Rd, Commerce, GA is $278,896 as of Sep 24, 2026. The likely range is $257,780 to $300,012. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Cotton Rd, Commerce, GA last sell?

120 Cotton Rd, Commerce, GA last sold on Jan 17, 2020, according to the county's recorded deed.

How big is 120 Cotton Rd, Commerce, GA?

120 Cotton Rd, Commerce, GA has 3 bedrooms, 1 bathrooms, 1,536 square feet of living space and a 8.50-acre lot.

When was 120 Cotton Rd, Commerce, GA built?

120 Cotton Rd, Commerce, GA was built in 1898, making it 128 years old. The building has 1 story.

What schools serve 120 Cotton Rd, Commerce, GA?

120 Cotton Rd, Commerce, GA is assigned to Banks County Middle School (middle), rated B; Banks County High School (high), rated B-; Banks County Primary School (elementary). All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Cotton Rd, Commerce, GA compare to other homes in Commerce 30529?

Among the 4,776 homes in Commerce 30529, it is worth more than 46% of them ($278,896 against a typical $288,245), its price per square foot is higher than 63% of them ($182 against a typical $172), it is bigger than 44% of them (1,536 ft² against a typical 1,624 ft²), its lot is bigger than 94% of them (8.5 ac against a typical 0.75 ac) and it is newer than almost none of them (1898 against a typical 1994). Measured against all of Banks County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Cotton Rd, Commerce, GA?

The 2025 property tax bill for 120 Cotton Rd, Commerce, GA was $3,060. The county assessed it at $184,311.

More homes on Cotton Rd

Closest homes

More homes in Commerce 30529

Assigned schools

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