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Single Family ResidenceResidential
$291,694$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

185 COTTON RD

COMMERCE, GA 30529
3
Beds
2
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$292K
$268K low$315K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,846 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,309 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,501
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,808
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,773

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBanks
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.2.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Banks County Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
H
Banks County High SchoolB
High · Grades 9–12 · 2.0 mi
E
Banks County Primary School
Elementary · Grades KG–2 · 3.5 mi

District: Banks County School District

Neighborhood · ZIP 30529These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,404
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.271 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,741
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

185 Cotton Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 72% of homes in Commerce 30529
  • Has a bigger lot than 80% of homes in Commerce 30529
  • Newer than 66% of homes in Banks County

What homes are worth in Commerce 30529

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$709K

This home is worth more than 51% of homes in Commerce 30529.

How it measures up in Commerce 30529

The dot is this home. The mark in the middle is the typical home in Commerce 30529.

Estimated value$291,694
CheaperTypical $288,246Pricier

Pricier than 51% of homes nearby

Price per ft²$190
CheaperTypical $171Pricier

Pricier than 72% of homes nearby

Living area1,536 ft²
SmallerTypical 1,619 ft²Bigger

Bigger than 44% of homes nearby

Lot size2 ac
SmallerTypical 0.75 acBigger

Bigger than 80% of homes nearby

Year built2001
OlderTypical 1993Newer

Newer than 65% of homes nearby

How 185 Cotton Rd ranks against every home in each area.
MeasureThis homeCommerce 30529Banks County
Estimated valuepricier than$291,69451% of homes42% of homes
Price per ft²pricier than$19072% of homes48% of homes
Living areabigger than1,536 ft²44% of homes40% of homes
Lot sizebigger than2 ac80% of homes42% of homes
Year builtnewer than200165% of homes66% of homes

About 185 Cotton Rd

How much is 185 Cotton Rd, Commerce, GA worth?

The TopHap Estimate for 185 Cotton Rd, Commerce, GA is $291,694 as of Sep 24, 2026. The likely range is $268,149 to $315,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 185 Cotton Rd, Commerce, GA last sell?

185 Cotton Rd, Commerce, GA last sold on Aug 1, 2002, according to the county's recorded deed.

How big is 185 Cotton Rd, Commerce, GA?

185 Cotton Rd, Commerce, GA has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 2.00-acre lot.

When was 185 Cotton Rd, Commerce, GA built?

185 Cotton Rd, Commerce, GA was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 185 Cotton Rd, Commerce, GA?

185 Cotton Rd, Commerce, GA is assigned to Banks County Middle School (middle), rated B+; Banks County High School (high), rated B; Banks County Primary School (elementary). All sit in Banks County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 185 Cotton Rd, Commerce, GA compare to other homes in Commerce 30529?

Among the 4,746 homes in Commerce 30529, it is worth more than 51% of them ($291,694 against a typical $288,246), its price per square foot is higher than 72% of them ($190 against a typical $171), it is bigger than 44% of them (1,536 ft² against a typical 1,619 ft²), its lot is bigger than 80% of them (2 ac against a typical 0.75 ac) and it is newer than 65% of them (2001 against a typical 1993). Measured against all of Banks County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 185 Cotton Rd, Commerce, GA?

The 2025 property tax bill for 185 Cotton Rd, Commerce, GA was $1,846. The county assessed it at $104,309.

More homes on Cotton Rd

Closest homes

More homes in Commerce 30529

Assigned schools

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