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Single Family ResidenceResidential
$390,779$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $228,000 on Mar 14, 2005

120 COVEY RISE RD

CLIMAX, GA 39834
2
Baths
2,812 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.07 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$391K
$346K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$228,000 · Mar 14, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$205,979
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$164,783
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,000
CAPITAL CITY BANK · recorded Dec 12, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,800
CAPITAL CITY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,804 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,766 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$123,766
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$344,414

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDecatur
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 576 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bainbridge High SchoolC+
High · Grades 9–12 · 1.1 mi
M
Bainbridge Middle SchoolC+
Middle · Grades 6–8 · 5.6 mi
E
Jones Wheat Primary School
Elementary · Grades PK–2 · 5.6 mi

District: Decatur County School District

Neighborhood · ZIP 39834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,544
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Covey Rise Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Decatur County
  • Costs more per square foot than 74% of homes in Decatur County
  • Bigger than 92% of homes in Climax 39834
  • Has a bigger lot than 76% of homes in Decatur County
  • Newer than 87% of homes in Decatur County

What homes are worth in Climax 39834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$662K

This home is worth more than 88% of homes in Climax 39834.

How it measures up in Climax 39834

The dot is this home. The mark in the middle is the typical home in Climax 39834.

Estimated value$390,779
CheaperTypical $155,143Pricier

Pricier than 88% of homes nearby

Price per ft²$139
CheaperTypical $108Pricier

Pricier than 64% of homes nearby

Living area2,812 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 92% of homes nearby

Lot size2.07 ac
SmallerTypical 3 acBigger

Bigger than 43% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 84% of homes nearby

How 120 Covey Rise Rd ranks against every home in each area.
MeasureThis homeClimax 39834Decatur County
Estimated valuepricier than$390,77988% of homes92% of homes
Price per ft²pricier than$13964% of homes74% of homes
Living areabigger than2,812 ft²92% of homes92% of homes
Lot sizebigger than2.07 ac43% of homes76% of homes
Year builtnewer than200384% of homes87% of homes

About 120 Covey Rise Rd

How much is 120 Covey Rise Rd, Climax, GA worth?

The TopHap Estimate for 120 Covey Rise Rd, Climax, GA is $390,779 as of Jul 14, 2026. The likely range is $346,074 to $435,484. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Covey Rise Rd, Climax, GA last sell?

120 Covey Rise Rd, Climax, GA last sold on Mar 14, 2005 for $228,000, according to the county's recorded deed.

How big is 120 Covey Rise Rd, Climax, GA?

120 Covey Rise Rd, Climax, GA has 2 bathrooms and 2,812 square feet of living space.

When was 120 Covey Rise Rd, Climax, GA built?

120 Covey Rise Rd, Climax, GA was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 120 Covey Rise Rd, Climax, GA?

120 Covey Rise Rd, Climax, GA is assigned to Bainbridge High School (high), rated C+; Bainbridge Middle School (middle), rated C+; Jones Wheat Primary School (elementary). All sit in Decatur County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Covey Rise Rd, Climax, GA compare to other homes in Climax 39834?

Among the 990 homes in Climax 39834, it is worth more than 88% of them ($390,779 against a typical $155,143), its price per square foot is higher than 64% of them ($139 against a typical $108), it is bigger than 92% of them (2,812 ft² against a typical 1,584 ft²), its lot is bigger than 43% of them (2.07 ac against a typical 3 ac) and it is newer than 84% of them (2003 against a typical 1985). Measured against all of Decatur County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Covey Rise Rd, Climax, GA?

The 2025 property tax bill for 120 Covey Rise Rd, Climax, GA was $3,804. The county assessed it at $137,766.

Closest homes

More homes in Climax 39834

Assigned schools

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