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Single Family ResidenceResidential
$270,508$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $132,000 on Dec 6, 2018

120 FRANCIS ST

MERRILL, MI 48637
3 / 2
Baths
2,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$271K
$260K low$281K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$132,000 · Dec 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,600 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$142,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merrill Middle SchoolD+
Middle · Grades 6–8 · 0.1 mi
H
Merrill High SchoolD+
High · Grades 9–12 · 0.1 mi
E
Merrill Elementary SchoolC-
Elementary · Grades PK–5 · 0.2 mi

District: Merrill Community Schools

Neighborhood · ZIP 48637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,641
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,371
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Francis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Saginaw County
  • Bigger than 86% of homes in Merrill 48637
  • Has a smaller lot than 82% of homes in Merrill 48637
  • Newer than 91% of homes in Saginaw County

What homes are worth in Merrill 48637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$517K

This home is worth more than 77% of homes in Merrill 48637.

How it measures up in Merrill 48637

The dot is this home. The mark in the middle is the typical home in Merrill 48637.

Estimated value$270,508
CheaperTypical $197,382Pricier

Pricier than 77% of homes nearby

Price per ft²$130
CheaperTypical $137Pricier

Pricier than 44% of homes nearby

Living area2,080 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.4 ac
SmallerTypical 1.58 acBigger

Bigger than 18% of homes nearby

Year built1999
OlderTypical 1972Newer

Newer than 89% of homes nearby

How 120 Francis St ranks against every home in each area.
MeasureThis homeMerrill 48637Saginaw County
Estimated valuepricier than$270,50877% of homes78% of homes
Price per ft²pricier than$13044% of homes56% of homes
Living areabigger than2,080 ft²86% of homes85% of homes
Lot sizebigger than0.4 ac18% of homes60% of homes
Year builtnewer than199989% of homes91% of homes

About 120 Francis St

How much is 120 Francis St, Merrill, MI worth?

The TopHap Estimate for 120 Francis St, Merrill, MI is $270,508 as of Sep 24, 2026. The likely range is $259,909 to $281,107. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Francis St, Merrill, MI last sell?

120 Francis St, Merrill, MI last sold on Dec 6, 2018 for $132,000, according to the county's recorded deed.

How big is 120 Francis St, Merrill, MI?

120 Francis St, Merrill, MI has 3 bathrooms, 2,080 square feet of living space and a 0.40-acre lot.

When was 120 Francis St, Merrill, MI built?

120 Francis St, Merrill, MI was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 120 Francis St, Merrill, MI?

120 Francis St, Merrill, MI is assigned to Merrill Middle School (middle), rated D+; Merrill High School (high), rated D+; Merrill Elementary School (elementary), rated C-. All sit in Merrill Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Francis St, Merrill, MI compare to other homes in Merrill 48637?

Among the 1,404 homes in Merrill 48637, it is worth more than 77% of them ($270,508 against a typical $197,382), its price per square foot is higher than 44% of them ($130 against a typical $137), it is bigger than 86% of them (2,080 ft² against a typical 1,512 ft²), its lot is bigger than 18% of them (0.4 ac against a typical 1.58 ac) and it is newer than 89% of them (1999 against a typical 1972). Measured against all of Saginaw County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Francis St, Merrill, MI?

The 2025 property tax bill for 120 Francis St, Merrill, MI was $6,600. The county assessed it at $142,700.

More homes on Francis St

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Assigned schools

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