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Single Family ResidenceResidential
$60,867$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $56,000 on Sep 23, 2025

132 FRANCIS ST

MERRILL, MI 48637
1
Baths
526 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$61K
$57K low$65K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$56,000 · Sep 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 20 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Merrill Middle SchoolC-
Middle · Grades 6–8 · 0.1 mi
H
Merrill High SchoolC+
High · Grades 9–12 · 0.1 mi
E
Merrill Elementary SchoolB+
Elementary · Grades PK–5 · 0.2 mi

District: Merrill Community Schools

Neighborhood · ZIP 48637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,641
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,371
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

132 Francis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Merrill 48637
  • Costs less per square foot than 71% of homes in Merrill 48637
  • Among the smallest homes in Merrill 48637
  • Has a smaller lot than 93% of homes in Merrill 48637

What homes are worth in Merrill 48637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$517K

This home is worth less than almost all homes in Merrill 48637.

How it measures up in Merrill 48637

The dot is this home. The mark in the middle is the typical home in Merrill 48637.

Estimated value$60,867
CheaperTypical $197,382Pricier

Cheaper than almost all homes nearby

Price per ft²$116
CheaperTypical $137Pricier

Pricier than 29% of homes nearby

Living area526 ft²
SmallerTypical 1,512 ft²Bigger

Smaller than almost all homes nearby

Lot size0.2 ac
SmallerTypical 1.59 acBigger

Bigger than 7% of homes nearby

How 132 Francis St ranks against every home in each area.
MeasureThis homeMerrill 48637Saginaw County
Estimated valuepricier than$60,867almost no homes15% of homes
Price per ft²pricier than$11629% of homes45% of homes
Living areabigger than526 ft²almost no homesalmost no homes
Lot sizebigger than0.2 ac7% of homes28% of homes

About 132 Francis St

How much is 132 Francis St, Merrill, MI worth?

The TopHap Estimate for 132 Francis St, Merrill, MI is $60,867 as of Sep 24, 2026. The likely range is $56,594 to $65,140. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 132 Francis St, Merrill, MI last sell?

132 Francis St, Merrill, MI last sold on Sep 23, 2025 for $56,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 132 Francis St, Merrill, MI?

132 Francis St, Merrill, MI has 1 bathrooms, 526 square feet of living space and a 0.20-acre lot.

What schools serve 132 Francis St, Merrill, MI?

132 Francis St, Merrill, MI is assigned to Merrill Middle School (middle), rated C-; Merrill High School (high), rated C+; Merrill Elementary School (elementary), rated B+. All sit in Merrill Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 132 Francis St, Merrill, MI compare to other homes in Merrill 48637?

Among the 1,404 homes in Merrill 48637, it is worth more than almost none of them ($60,867 against a typical $197,382), its price per square foot is higher than 29% of them ($116 against a typical $137), it is bigger than almost none of them (526 ft² against a typical 1,512 ft²) and its lot is bigger than 7% of them (0.2 ac against a typical 1.59 ac). Measured against all of Saginaw County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 132 Francis St, Merrill, MI?

The 2025 property tax bill for 132 Francis St, Merrill, MI was $2,044. The county assessed it at $29,400.

More homes on Francis St

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Assigned schools

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