Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$200,281$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

120 RIDGELAND ST

ELGIN, SC 29045
3
Beds
2
Baths
1,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$200K
$190K low$211K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,606
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,485
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,675
MIDFIRST BK · recorded Mar 25, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,212 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bookman Road Elementary SchoolA
Elementary · Grades PK–5 · 0.6 mi
M
Summit Parkway Middle SchoolC-
Middle · Grades 6–8 · 1.4 mi
H
Ridge View High SchoolB
High · Grades 9–12 · 3.0 mi

District: Richland School District 2

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Ridgeland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Elgin 29045
  • Costs more per square foot than 84% of homes in Elgin 29045
  • Smaller than 92% of homes in Elgin 29045
  • Older than 82% of homes in Elgin 29045

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$867K

This home is worth more than 13% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$200,281
CheaperTypical $297,643Pricier

Pricier than 13% of homes nearby

Price per ft²$168
CheaperTypical $131Pricier

Pricier than 84% of homes nearby

Living area1,193 ft²
SmallerTypical 2,288 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.3 ac
SmallerTypical 0.41 acBigger

Bigger than 37% of homes nearby

Year built1987
OlderTypical 2007Newer

Newer than 18% of homes nearby

How 120 Ridgeland St ranks against every home in each area.
MeasureThis homeElgin 29045Richland County
Estimated valuepricier than$200,28113% of homes34% of homes
Price per ft²pricier than$16884% of homes75% of homes
Living areabigger than1,193 ft²8% of homes18% of homes
Lot sizebigger than0.3 ac37% of homes54% of homes
Year builtnewer than198718% of homes51% of homes

About 120 Ridgeland St

How much is 120 Ridgeland St, Elgin, SC worth?

The TopHap Estimate for 120 Ridgeland St, Elgin, SC is $200,281 as of Jul 14, 2026. The likely range is $189,808 to $210,754. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Ridgeland St, Elgin, SC last sell?

120 Ridgeland St, Elgin, SC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 120 Ridgeland St, Elgin, SC?

120 Ridgeland St, Elgin, SC has 3 bedrooms, 2 bathrooms, 1,193 square feet of living space and a 0.30-acre lot.

When was 120 Ridgeland St, Elgin, SC built?

120 Ridgeland St, Elgin, SC was built in 1987, making it 39 years old. It is a raised ranch home. The building has 1 story.

What schools serve 120 Ridgeland St, Elgin, SC?

120 Ridgeland St, Elgin, SC is assigned to Bookman Road Elementary School (elementary), rated A; Summit Parkway Middle School (middle), rated C-; Ridge View High School (high), rated B. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Ridgeland St, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 13% of them ($200,281 against a typical $297,643), its price per square foot is higher than 84% of them ($168 against a typical $131), it is bigger than 8% of them (1,193 ft² against a typical 2,288 ft²), its lot is bigger than 37% of them (0.3 ac against a typical 0.41 ac) and it is newer than 18% of them (1987 against a typical 2007). Measured against all of Richland County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Ridgeland St, Elgin, SC?

The 2025 property tax bill for 120 Ridgeland St, Elgin, SC was $1,212. The county assessed it at $98,800.

Closest homes

More homes in Elgin 29045

Assigned schools

Explore the area

See this home in context

Open 120 Ridgeland St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map