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Single Family ResidenceResidential
$463,900$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $452,000 on Aug 5, 2026

120 RIDGEWOOD CT

SALISBURY, NC 28146
3
Beds
2.5
Baths
2,243 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$464K
$409K low$519K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$452,000 · Aug 5, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$93,530
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,824
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$370,370
UNITED WHOLESALE MORTGAGE · recorded Feb 24, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,046 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$396,646 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$363,146
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$396,646

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.63
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 45 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Granite Quarry Elementary SchoolB
Elementary · Grades PK–5 · 0.8 mi
M
Erwin Middle SchoolD-
Middle · Grades 6–8 · 2.3 mi
H
East Rowan High SchoolC
High · Grades 9–12 · 2.5 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28146These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.29,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.281 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,393
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,136
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Ridgewood Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Rowan County
  • Costs more per square foot than 74% of homes in Rowan County
  • Bigger than 82% of homes in Rowan County

What homes are worth in Salisbury 28146

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$872K

This home is worth more than 85% of homes in Salisbury 28146.

How it measures up in Salisbury 28146

The dot is this home. The mark in the middle is the typical home in Salisbury 28146.

Estimated value$463,900
CheaperTypical $281,502Pricier

Pricier than 85% of homes nearby

Price per ft²$207
CheaperTypical $174Pricier

Pricier than 72% of homes nearby

Living area2,243 ft²
SmallerTypical 1,653 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.63 ac
SmallerTypical 0.74 acBigger

Bigger than 43% of homes nearby

Year built1990
OlderTypical 1989Newer

Newer than 54% of homes nearby

How 120 Ridgewood Ct ranks against every home in each area.
MeasureThis homeSalisbury 28146Rowan County
Estimated valuepricier than$463,90085% of homes87% of homes
Price per ft²pricier than$20772% of homes74% of homes
Living areabigger than2,243 ft²81% of homes82% of homes
Lot sizebigger than0.63 ac43% of homes48% of homes
Year builtnewer than199054% of homes60% of homes

About 120 Ridgewood Ct

How much is 120 Ridgewood Ct, Salisbury, NC worth?

The TopHap Estimate for 120 Ridgewood Ct, Salisbury, NC is $463,900 as of Jul 14, 2026. The likely range is $409,278 to $518,522. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Ridgewood Ct, Salisbury, NC last sell?

120 Ridgewood Ct, Salisbury, NC last sold on Aug 5, 2026 for $452,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 120 Ridgewood Ct, Salisbury, NC?

120 Ridgewood Ct, Salisbury, NC has 3 bedrooms, 2.5 bathrooms, 2,243 square feet of living space and a 0.63-acre lot.

When was 120 Ridgewood Ct, Salisbury, NC built?

120 Ridgewood Ct, Salisbury, NC was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 120 Ridgewood Ct, Salisbury, NC?

120 Ridgewood Ct, Salisbury, NC is assigned to Granite Quarry Elementary School (elementary), rated B; Erwin Middle School (middle), rated D-; East Rowan High School (high), rated C. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Ridgewood Ct, Salisbury, NC compare to other homes in Salisbury 28146?

Among the 13,215 homes in Salisbury 28146, it is worth more than 85% of them ($463,900 against a typical $281,502), its price per square foot is higher than 72% of them ($207 against a typical $174), it is bigger than 81% of them (2,243 ft² against a typical 1,653 ft²), its lot is bigger than 43% of them (0.63 ac against a typical 0.74 ac) and it is newer than 54% of them (1990 against a typical 1989). Measured against all of Rowan County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Ridgewood Ct, Salisbury, NC?

The 2025 property tax bill for 120 Ridgewood Ct, Salisbury, NC was $4,046. The county assessed it at $396,646.

Closest homes

More homes in Salisbury 28146

Assigned schools

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