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Apartments (Generic)Residential
Last sold for $105,000 on Feb 10, 1999

120 RIVER ST

PALMER, MA 01069
5
Beds
4
Baths
3,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Feb 10, 1999
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,600
OPTION ONE MORTGAGE CORP · recorded Jun 2, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,000
COUNTRY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$274,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.41
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer High SchoolC+
Middle · Grades 7–12 · 0.9 mi
E
Old Mill PondD+
Elementary · Grades PK–6 · 1.0 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 96% of homes in Palmer 01069

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Living area3,050 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.41 ac
SmallerTypical 0.64 acBigger

Bigger than 36% of homes nearby

Year built1964
OlderTypical 1962Newer

Newer than 52% of homes nearby

How 120 River St ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Living areabigger than3,050 ft²96% of homes93% of homes
Lot sizebigger than0.41 ac36% of homes61% of homes
Year builtnewer than196452% of homes62% of homes

About 120 River St

When did 120 River St, Palmer, MA last sell?

120 River St, Palmer, MA last sold on Feb 10, 1999 for $105,000, according to the county's recorded deed.

How big is 120 River St, Palmer, MA?

120 River St, Palmer, MA has 5 bedrooms, 4 bathrooms, 3,050 square feet of living space and a 0.41-acre lot.

When was 120 River St, Palmer, MA built?

120 River St, Palmer, MA was built in 1964, making it 62 years old. The building has 2 stories.

What schools serve 120 River St, Palmer, MA?

120 River St, Palmer, MA is assigned to Palmer High School (middle), rated C+; Old Mill Pond (elementary), rated D+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 River St, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,193 homes in Palmer 01069, it is bigger than 96% of them (3,050 ft² against a typical 1,476 ft²), its lot is bigger than 36% of them (0.41 ac against a typical 0.64 ac) and it is newer than 52% of them (1964 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 River St, Palmer, MA?

The 2025 property tax bill for 120 River St, Palmer, MA was $5,016. The county assessed it at $274,400.

More homes on River St

Closest homes

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Assigned schools

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