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Single Family ResidenceResidential
$301,532$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $198,900 on Aug 3, 2020

120 RUSTIC CEDAR LN

MADISON, AL 35757
1
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$302K
$269K low$334K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$198,900 · Aug 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,472
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$206,060
ASSURANCE FIN'L · recorded Aug 3, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
APCO EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$617 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,020
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,580
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monrovia Middle SchoolA+
Middle · Grades 6–8 · 1.6 mi
E
Legacy Elementary SchoolA-
Elementary · Grades KG–5 · 2.1 mi
H
Sparkman High SchoolB
High · Grades 10–12 · 4.5 mi

District: Madison County School District

Neighborhood · ZIP 35757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,460 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,984
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Rustic Cedar Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Madison 35757
  • Costs less per square foot than 67% of homes in Madison 35757
  • Newer than 67% of homes in Madison County

What homes are worth in Madison 35757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$718K

This home is worth more than 33% of homes in Madison 35757.

How it measures up in Madison 35757

The dot is this home. The mark in the middle is the typical home in Madison 35757.

Estimated value$301,532
CheaperTypical $347,219Pricier

Pricier than 33% of homes nearby

Price per ft²$171
CheaperTypical $185Pricier

Pricier than 33% of homes nearby

Living area1,768 ft²
SmallerTypical 1,912 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.43 ac
SmallerTypical 0.44 acBigger

Bigger than 45% of homes nearby

Year built2004
OlderTypical 2007Newer

Newer than 42% of homes nearby

How 120 Rustic Cedar Ln ranks against every home in each area.
MeasureThis homeMadison 35757Madison County
Estimated valuepricier than$301,53233% of homes47% of homes
Price per ft²pricier than$17133% of homes43% of homes
Living areabigger than1,768 ft²39% of homes55% of homes
Lot sizebigger than0.43 ac45% of homes54% of homes
Year builtnewer than200442% of homes67% of homes

About 120 Rustic Cedar Ln

How much is 120 Rustic Cedar Ln, Madison, AL worth?

The TopHap Estimate for 120 Rustic Cedar Ln, Madison, AL is $301,532 as of Jul 14, 2026. The likely range is $268,945 to $334,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Rustic Cedar Ln, Madison, AL last sell?

120 Rustic Cedar Ln, Madison, AL last sold on Aug 3, 2020 for $198,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Rustic Cedar Ln, Madison, AL?

120 Rustic Cedar Ln, Madison, AL has 1 bathrooms, 1,768 square feet of living space and a 0.43-acre lot.

When was 120 Rustic Cedar Ln, Madison, AL built?

120 Rustic Cedar Ln, Madison, AL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 120 Rustic Cedar Ln, Madison, AL?

120 Rustic Cedar Ln, Madison, AL is assigned to Monrovia Middle School (middle), rated A+; Legacy Elementary School (elementary), rated A-; Sparkman High School (high), rated B. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Rustic Cedar Ln, Madison, AL compare to other homes in Madison 35757?

Among the 7,432 homes in Madison 35757, it is worth more than 33% of them ($301,532 against a typical $347,219), its price per square foot is higher than 33% of them ($171 against a typical $185), it is bigger than 39% of them (1,768 ft² against a typical 1,912 ft²), its lot is bigger than 45% of them (0.43 ac against a typical 0.44 ac) and it is newer than 42% of them (2004 against a typical 2007). Measured against all of Madison County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Rustic Cedar Ln, Madison, AL?

The 2025 property tax bill for 120 Rustic Cedar Ln, Madison, AL was $617. The county assessed it at $21,600.

Closest homes

More homes in Madison 35757

Assigned schools

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