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Residential (General/Single)Residential
$1,693,880$319 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on Oct 11, 2005

120 WAVECREST DR

SMITH RIVER, CA 95567
4
Beds
4
Baths
5,303 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.6M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Oct 11, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,280,880
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,024,704
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$413,000
UMPQUA BANK · recorded Jun 28, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,764,204 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$604,251
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,159,953
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,729,612

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
15
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyDEL NORTE
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smith River Elementary SchoolB
Elementary · Grades PK–8 · 3.9 mi
H
Del Norte High SchoolC+
High · Grades 9–12 · 13.6 mi

District: Del Norte County Unified School District

Neighborhood · ZIP 95567These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.316

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,284
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,820
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.93 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 Wavecrest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Del Norte County
  • Costs more per square foot than 90% of homes in Del Norte County
  • Among the largest homes in Del Norte County
  • Has a bigger lot than 81% of homes in Del Norte County
  • Newer than 93% of homes in Del Norte County

What homes are worth in Smith River 95567

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1.5M

This home is worth more than almost all homes in Smith River 95567.

How it measures up in Smith River 95567

The dot is this home. The mark in the middle is the typical home in Smith River 95567.

Estimated value$1,693,880
CheaperTypical $442,811Pricier

Pricier than almost all homes nearby

Price per ft²$319
CheaperTypical $275Pricier

Pricier than 67% of homes nearby

Living area5,303 ft²
SmallerTypical 1,746 ft²Bigger

Bigger than almost all homes nearby

Lot size2.47 ac
SmallerTypical 1.3 acBigger

Bigger than 69% of homes nearby

Year built2010
OlderTypical 1979Newer

Newer than 91% of homes nearby

How 120 Wavecrest Dr ranks against every home in each area.
MeasureThis homeSmith River 95567Del Norte County
Estimated valuepricier than$1,693,880almost all homesalmost all homes
Price per ft²pricier than$31967% of homes90% of homes
Living areabigger than5,303 ft²almost all homesalmost all homes
Lot sizebigger than2.47 ac69% of homes81% of homes
Year builtnewer than201091% of homes93% of homes

About 120 Wavecrest Dr

How much is 120 Wavecrest Dr, Smith River, CA worth?

The TopHap Estimate for 120 Wavecrest Dr, Smith River, CA is $1,693,880 as of Jul 14, 2026. The likely range is $1,553,331 to $1,834,429. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 Wavecrest Dr, Smith River, CA last sell?

120 Wavecrest Dr, Smith River, CA last sold on Oct 11, 2005 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 Wavecrest Dr, Smith River, CA?

120 Wavecrest Dr, Smith River, CA has 4 bedrooms, 4 bathrooms and 5,303 square feet of living space.

When was 120 Wavecrest Dr, Smith River, CA built?

120 Wavecrest Dr, Smith River, CA was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 120 Wavecrest Dr, Smith River, CA?

120 Wavecrest Dr, Smith River, CA is assigned to Smith River Elementary School (elementary), rated B; Del Norte High School (high), rated C+. All sit in Del Norte County Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 Wavecrest Dr, Smith River, CA compare to other homes in Smith River 95567?

Among the 843 homes in Smith River 95567, it is worth more than almost all of them ($1,693,880 against a typical $442,811), its price per square foot is higher than 67% of them ($319 against a typical $275), it is bigger than almost all of them (5,303 ft² against a typical 1,746 ft²), its lot is bigger than 69% of them (2.47 ac against a typical 1.3 ac) and it is newer than 91% of them (2010 against a typical 1979). Measured against all of Del Norte County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 Wavecrest Dr, Smith River, CA?

The 2025 property tax bill for 120 Wavecrest Dr, Smith River, CA was $18,502. The county assessed it at $1,764,204.

Closest homes

More homes in Smith River 95567

Assigned schools

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