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Single Family ResidenceResidential
$240,069$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12004 W RIVER RD

CHAMPLIN, MN 55316
4
Beds
1.8
Baths
1,618 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$240K
$186K low$294K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.117%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$221,500
NATIONSTAR MORTGAGE LLC · recorded Dec 6, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,001
NEWREZ LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,011 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$248,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$344,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 56 ft²Patio · 56 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Champlin-Brooklyn Park Academy for Math and Environmental ScienceB
Elementary · Grades KG–5 · 1.4 mi
M
Jackson Middle SchoolA
Middle · Grades 6–8 · 1.5 mi
H
Champlin Park High SchoolB+
High · Grades 9–12 · 1.6 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55316These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,671 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,614
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,314
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12004 W River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Champlin 55316
  • Costs less per square foot than 91% of homes in Champlin 55316
  • Bigger than 72% of homes in Champlin 55316
  • Has a bigger lot than 81% of homes in Champlin 55316
  • Older than 88% of homes in Champlin 55316

What homes are worth in Champlin 55316

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$627K

This home is worth more than 25% of homes in Champlin 55316.

How it measures up in Champlin 55316

The dot is this home. The mark in the middle is the typical home in Champlin 55316.

Estimated value$240,069
CheaperTypical $274,283Pricier

Pricier than 25% of homes nearby

Price per ft²$148
CheaperTypical $218Pricier

Pricier than 9% of homes nearby

Living area1,618 ft²
SmallerTypical 1,233 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.41 ac
SmallerTypical 0.28 acBigger

Bigger than 81% of homes nearby

Year built1970
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 12004 W River Rd ranks against every home in each area.
MeasureThis homeChamplin 55316Hennepin County
Estimated valuepricier than$240,06925% of homes33% of homes
Price per ft²pricier than$1489% of homes11% of homes
Living areabigger than1,618 ft²72% of homes64% of homes
Lot sizebigger than0.41 ac81% of homes73% of homes
Year builtnewer than197012% of homes51% of homes

About 12004 W River Rd

How much is 12004 W River Rd, Champlin, MN worth?

The TopHap Estimate for 12004 W River Rd, Champlin, MN is $240,069 as of Jul 14, 2026. The likely range is $185,843 to $294,295. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12004 W River Rd, Champlin, MN last sell?

12004 W River Rd, Champlin, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12004 W River Rd, Champlin, MN?

12004 W River Rd, Champlin, MN has 4 bedrooms, 1.8 bathrooms, 1,618 square feet of living space and a 0.41-acre lot.

When was 12004 W River Rd, Champlin, MN built?

12004 W River Rd, Champlin, MN was built in 1970, making it 56 years old. It is a split level home.

What schools serve 12004 W River Rd, Champlin, MN?

12004 W River Rd, Champlin, MN is assigned to Champlin-Brooklyn Park Academy for Math and Environmental Science (elementary), rated B; Jackson Middle School (middle), rated A; Champlin Park High School (high), rated B+. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12004 W River Rd, Champlin, MN compare to other homes in Champlin 55316?

Among the 8,440 homes in Champlin 55316, it is worth more than 25% of them ($240,069 against a typical $274,283), its price per square foot is higher than 9% of them ($148 against a typical $218), it is bigger than 72% of them (1,618 ft² against a typical 1,233 ft²), its lot is bigger than 81% of them (0.41 ac against a typical 0.28 ac) and it is newer than 12% of them (1970 against a typical 1988). Measured against all of Hennepin County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12004 W River Rd, Champlin, MN?

The 2025 property tax bill for 12004 W River Rd, Champlin, MN was $4,011. The county assessed it at $340,600.

Closest homes

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Assigned schools

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